Teacher Next Door Blog



Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination.  So why is home ownership so important?  The following research from multiple sources speak clearly to the importance of home ownership in America:

  • Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.
  • Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University economist.
  • The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.
  • A 2014 study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.
  • “A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress in 2007. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.

While it’s true that home ownership will not solve every problem, we are proud to do our part to help families across America realize their dream of becoming homeowners. 

Housing GRANTS and down payment assistance is currently available for teachers, school employees, nurses and healthcare workers, law enforcement, firefighters, government employees and military families.  For a complete list of available programs you may visit    www.teachernextdoor.us/Home.Buying.Programs.


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Research contributed by Garrett Helminski.


 

Posted by Teacher Staff on September 23rd, 2019 4:13 PM


Congratulations to Graciela Cruz on your lovely new home in Plant City, FL!  We wish you many years of happy new memories!  Thank you to TND Realtor Cheri Aumond McLean and TND Loan Officer / Program Specialist Mike Jones for your outstanding work!

Here's what Graciela had to say.  "Mr. Jones was professional, patient and kind when it came to explaining how the home buying process works.  This is my first time purchasing a home and he took care of every single detail for me.  Cheri, our Teacher Next Door Realtor, was as professional and friendly as he is."  MORE REVIEWS

Teacher Next Door currently has housing GRANTS available in all 50 states.  In addition, you may be eligible for down payment assistance up to $10,681.00.  For information on all available programs, please CLICK HERE.

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Posted by Teacher Staff on August 23rd, 2019 10:33 AM

Tonight we finally got to unlock the door to our new home. We’re so grateful to all of you—especially Skye for showing up at every turn.

I know you all put up with a lot of worry and questions from me. Remember, for many this is a new language. I’m grateful to each of you for answering my questions and guiding the way. (Especially over text, Kendall!)

We will love this home deeply and will send photos once it’s decorated.

Here is what I wrote on Facebook tonight...

Today, we closed on our first home. We had a picnic dinner on our living room. Then David went to middle school orientation(yikes!) for O. The girls and I took Steel on a 2 min walk to the park next to our home. We’ve been there 100s of times. But tonight, as I watched the girls play with friends, the Sandias turn pink, and the sunset, it felt different. It felt like home. Our home...

Thank you for the kind words and congratulations on your new home! Shout out to TND Realtor Skye White and TND Loan Officer / Program Specialists Kendall Grady! 

David and Jamie Martinez Solis
Albuquerque, NM

Congratulations on your new home!

For info on GRANTSdown payment assistance and other benefits for first time home buyers visit https://www.teachernextdoor.us/First-Time-Home-Buyer-Program.

FAQ's

Teacher Next Door Reviews

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Posted by Teacher Staff on February 27th, 2019 2:22 PM


Teacher Next Door currently has down payment assistance available up to $10,681.00.  In addition, there are home buying GRANTS available up to $4,170.00. (More in some areas.)  The program is NOT limited to only classroom teachers.  All school and district employees, including, administrators and support staff are eligible.

Other benefits include: special home loans for teachers, no application fees, free buyer representation, free appraisal and discounted title fees.  To apply, CLICK HERE

We would like to congratulate Amy and Justin of St. Pete, FL! (pictured above) They closed on their new home just in time to celebrate the holidays in their new home.  Here's what they had to say about Teacher Next Door.

REVIEW:

"The Teacher Next Door program has helped us tremendously at getting us into a new home that fits for our family. As a blended family of five kids - Sheff helped us to get the mortgage loan and understand the mortgage process. He had weekly updates and very easily answered our questions. Now that we were pre-qualified, we then next turned to Cheri to help us find a house that fit our needs. She was very prompt via text messaging and emailing for questions about houses.She was also very flexible to fit our schedule at looking at houses for us to see. After we found our house, Cheri and Sheff did everything in a exceptional manner and very prompt at getting the paperwork processes through the lender. Also, April and Caress contributed to helping us with paperwork and questions needed for this to happen. At the end of the day, we are in a new home that meets our needs and looking forward to raising our family in our home.

The Teacher Next Door Program has met our exceptions!"

Thank you to all,  

Amy and Justin

If you are considering purchasing a new home in 2019, this is a great opportunity!  For more information and to apply, visit www.TeacherNextDoor.us, or  CLICK HERE

Teacher Next Door also has extended benefits to include nurses, law enforcement and other eligible public service professionals.  If you are not a teacher and would like to determine your eligibility, please visit https://www.teachernextdoor.us/Home-Buying-Programs or CLICK HERE

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To read more Teacher Next Door Reviews CLICK HERE.

Posted by Teacher Staff on December 20th, 2018 3:02 PM

Congratulations Danielle and Paul!  We wish you a very Merry first Christmas and many more in your new home!  Also, thank you for the kind words in your online review! :)

REVIEW:

"I would give Sheff 10 stars if I could! Buying a home does not have to be stressful or scary and Sheff will take care of you every step of the way!  
We switched from a very well-known mortgage company to Sheff with the Teacher Next Door Program. I immediately felt at-ease on the phone talking to him.  He explained every step of the home buying process so I would understand everything I was doing. He made the whole thing so stress-free.  I felt like he was cheering us on the whole time and wanted what was best for us. Even with switching lenders halfway through the home buying process, Sheff and his team were able to get us to close on our house on the same date that the other lender had promised. Overall, Sheff and his whole team are amazing, and I would recommend them to anyone—especially first-time home buyers."

Danielle Sisson-Jones

Lynchburg, VA



Posted by Teacher Staff on December 17th, 2018 3:47 PM

Congratulations Amy and Justin of sunny St. Pete, FL!  We are so excited for you!  Enjoy your first Christmas in your new home!  Special thanks to Teacher Next Door Realtor Cheri Aumond-McLean and Teacher Next Door Loan Officer Sheff Brisbin for your excellent service!  For info on GRANTS, down payment assistance and other programs in your area visit www.teachernextdoor.us.





Posted by Teacher Staff on December 17th, 2018 11:19 AM



Teacher Next Door's 
First Time Home Buyers Program allows buyers the unique opportunity to combine GRANTS and down payment assistance with the other programs we have available, including Fannie Mae's HomeReady, Freddie Mac's HomePossible and HomeOne programs.  Down payment assistance programs may include state specific programs such as Arizona Home in Five, Georgia Dream, Florida First and others or may include national programs such as Chenoa and Unison, depending on which has the greater benefit.  To be eligible, you must be a teacher or school employee, nurse or healthcare worker, law enforcement, firefighter or government employees.  For more information CLICK HERE.     


Posted by Teacher Staff on November 13th, 2018 4:05 PM

Click the links below for information on First Time Buyers Programs:

Teachers - First Time Home Buyers Program

Nurses - First Time Home Buyers Program

Law Enforcement - First Time Home Buyers Program

Firefighter / EMT - First Time Home Buyers Program

Government Employees - First Time Home Buyers Program


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Posted by Teacher Staff on October 12th, 2018 1:45 PM

June is National Home Ownership Month.  Housing GRANTS of up to $6,000.00 and down payment assistance of up to $10,681.00 are available to teachers, nurses, law enforcement, firefighters and government employees, as well as former and active duty military personnel.

Teacher Next Door, the largest home buying program in the United States, (including the expanded Nurse Next Door and related programs) offers significant incentives and assistance to the public service community.  This FREE comprehensive home buying program includes grants, down payment assistance, mortgage loan assistance, free home buying service, discount title fees and other benefits, designed to make home ownership a reality for a larger number of people.

Through, Teacher Next Door, you may purchase ANY home on the market, without any neighborhood restrictions or minimum occupancy requirements. (Excluding HUD’s Good Neighbor Next Door homes.)  The program is available in all 50 states and there is never a fee for eligible participants to use this program.

To get additional details and to see how much you qualify for, visit https://www.teachernextdoor.us/

Additional links:

Frequently Asked Questions

Grants and Down Payment Assistance

Nurse Next Door

Officer Next Door

Firefighter Next Door

Non-Instructional Staff

Government Employees

Soldier Next Door

First Time Home Buyers

Posted by Teacher Staff on June 26th, 2018 2:58 PM
Congratulations to the Thomas Family of Clearwater, FL, on your lovely new home!

Special thanks to Teacher Next Door Realtor Cheri Aumond-McLean and Loan Officer Sheff Brisbin for making it happen.





     "When we began thinking about buying a house we were nervous. We didn’t really know the process. We are beyond thrilled that we found Teacher Next Door! Sheff was amazing at answering all of our financial questions and Cheri Aumond-McLean made sure we knew what was happening and what was coming every step of the way. What an amazing team and we are so thankful that they helped us make our dream of home ownership come true!" 
Eric and Jessica Thomas

For more info:

Teacher Housing Grants and Down Payment Assistance

Law Enforcement Grants and Down Payment Assistance

Firefighter Grants and Down Payment Assistance

Nurse Grants and Down Payment Assistance

Government Employee Grants and Down Payment Assistance

Military Housing Grants and Down Payment Assistance


Posted by Teacher Staff on April 7th, 2018 11:33 AM

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