Teacher Next Door Blog

Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination.  So why is home ownership so important?  The following research from multiple sources speak clearly to the importance of home ownership in America:

• Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.
• Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University economist.
• The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.
• A 2014 study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.
• “A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress in 2007. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.

While it’s true that home ownership will not solve every problem, we are proud to do our part to help families across America realize their dream of becoming homeowners. 

Housing GRANTS and down payment assistance is currently available for teachers, school employees, nurses and healthcare workers, law enforcement, firefighters, government employees and military families.  For a complete list of available programs you may visit    www.teachernextdoor.us/Home.Buying.Programs.


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Research contributed by Garrett Helminski.

Tonight we finally got to unlock the door to our new home. We’re so grateful to all of you—especially Skye for showing up at every turn.

I know you all put up with a lot of worry and questions from me. Remember, for many this is a new language. I’m grateful to each of you for answering my questions and guiding the way. (Especially over text, Kendall!)

"The Teacher Next Door program has helped us tremendously at getting us into a new home that fits for our family. As a blended family of five kids - Sheff helped us to get the mortgage loan and understand the mortgage process. He had weekly updates and very easily answered our questions. Now that we were pre-qualified, we then next turned to Cheri to help us find a house that fit our needs. She was very prompt via text messaging and emailing for questions about houses.She was also very flexible to fit our schedule at looking at houses for us to see. After we found our house, Cheri and Sheff did everything in a exceptional manner and very prompt at getting the paperwork processes through the lender. Also, April and Caress contributed to helping us with paperwork and questions needed for this to happen. At the end of the day, we are in a new home that meets our needs and looking forward to raising our family in our home.

The Teacher Next Door Program has met our exceptions!"

Thank you to all,  

Amy and Justin

If you are considering purchasing a new home in 2019, this is a great opportunity!  For more information and to apply, visit www.TeacherNextDoor.us, or  CLICK HERE

Teacher Next Door also has extended benefits to include nurses, law enforcement and other eligible public service professionals.  If you are not a teacher and would like to determine your eligibility, please visit https://www.teachernextdoor.us/Home-Buying-Programs or CLICK HERE

Congratulations Amy and Justin of sunny St. Pete, FL!  We are so excited for you!  Enjoy your first Christmas in your new home!  Special thanks to Teacher Next Door Realtor Cheri Aumond-McLean and Teacher Next Door Loan Officer Sheff Brisbin for your excellent service!  For info on GRANTS, down payment assistance and other programs in your area visit www.teachernextdoor.us.

Teacher Next Door's First Time Home Buyers Program allows buyers the unique opportunity to combine GRANTS and down payment assistance with the other programs we have available, including Fannie Mae's HomeReady, Freddie Mac's HomePossible and HomeOne programs.  Down payment assistance programs may include state specific programs such as Arizona Home in Five, Georgia Dream, Florida First and others or may include national programs such as Chenoa and Unison, depending on which has the greater benefit.  To be eligible, you must be a teacher or school employee, nurse or healthcare worker, law enforcement, firefighter or government employees.  For more information CLICK HERE.     

June is National Home Ownership Month.  Housing GRANTS of up to $6,000.00 and down payment assistance of up to $10,681.00 are available to teachers, nurses, law enforcement, firefighters and government employees, as well as former and active duty military personnel.

Teacher Next Door, the largest home buying program in the United States, (including the expanded Nurse Next Door and related programs) offers significant incentives and assistance to the public service community.  This FREE comprehensive home buying program includes grants, down payment assistance, mortgage loan assistance, free home buying service, discount title fees and other benefits, designed to make home ownership a reality for a larger number of people.

Through, Teacher Next Door, you may purchase ANY home on the market, without any neighborhood restrictions or minimum occupancy requirements. (Excluding HUD’s Good Neighbor Next Door homes.)  The program is available in all 50 states and there is never a fee for eligible participants to use this program.

To get additional details and to see how much you qualify for, visit https://www.teachernextdoor.us/

Additional links:

Frequently Asked Questions

Grants and Down Payment Assistance

Nurse Next Door

Officer Next Door

Firefighter Next Door

Non-Instructional Staff

Government Employees

Soldier Next Door

First Time Home Buyers