Next Door Programs® is the largest National Home Buying Program in the United States. Grants and down payment assistance are available for teachers, nurses, law enforcement, firefighters, government employees and the military.
Next Door Programs:
Congratulations to the Neenan Family, on your beautiful new home in Massachusetts! Thank you for the 5-star review! We were excited to be part of your journey!
Amy and Eric work in the Beverly area, and were able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Wonderful Program!
Teacher Next Door Realtor: Jesse Mason Teacher Next Door Loan Officer: James Ward
"First time home buying can be extremely intimidating, and we honestly had no clue where to begin. After learning about the Teacher/Nurse Next Door Program we reached out to James and everything was a breeze from there. James and his team broke everything down step by step, and kept us on track in such a timely manner that we were into our new home in just a few short months. We are so incredibly grateful for this wonderful program.”Amy Neegan Beverly, MA
More Teacher Next Door Reviews
Infographic: Home Ownership Net Worth ComparisonSource: Forbes
Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America. KEY FACTS
“A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”
Is Home Ownership Still Affordable?
Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.
In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.
Should I Wait to Buy a Home?
It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.
So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.
What Assistance is Available?
Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs.
GRANTS
Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.
Down Payment Assistance
Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.)
Examples:
Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.
Summary
While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.
Congratulations to the Borjas Family, on your beautiful new home in North Carolina! We were excited to be part of your journey! Vita teaches in the Concord area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Incredibly Helpful!
Teacher Next Door Realtor: Tom Semancik Teacher Next Door Loan Officer: Paige Lott
"Paige is incredibly helpful with absolutely every step of the home buying process! Her quickness, kindness, and patience helped move everything along at the pace we needed with full transparency”Vita Borjas Concord, NC
Most recent reviews of the Public Servant Next Door National Home Buying Program:
Great Experience!
Public Servant Next Door Realtor: Nathan Jones Public Servant Next Door Loan Officer: Paula Draper
"Great experience as a first time give buyer. Paula was easy to work with and always timely to respond.”Randy Solansky Charlotte, NC
More Public Servant Next Door Reviews
Congratulations to the Pelzer Family, on your beautiful new home in Minnesota! Thank you for the 5-star review! We were excited to be part of your journey!
Chelsea teaches in the Columbia Heights area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Awesome!
Teacher Next Door Realtor: Michelle Carstensen Teacher Next Door Loan Officer: Ricardo Manzo
"Ricardo was awesome! He made everything feel easy and moved right along. He made sure to explain everything to us as the process went along and gave us helpful tips along the way.”Chelsea Pelzer Columbia Heights, MN
Most Recent Nurse Next Door Program Reviews November 2022
So Helpful!
Nurse Next Door Realtor: Cindy Korporal Nurse Next Door Loan Officer: Brian Cohrt
"Brian was so helpful and easy to contact. He made sure that we were able to close on time and continued to answer our questions afterward. We are first time homeowners, and he was extremely patient with us throughout the whole process! Thank you for getting us into our first home!"Katy Owens Loves Park, IL
More Nurse Next Door Reviews
Congratulations to the Oppenheim Family, on your beautiful new home in California! Thank you for the 5-star review! We were excited to be part of your journey!
Jessica teaches in the Walnut Creek area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Amazing!
Teacher Next Door Realtor: Pam Volkman Teacher Next Door Loan Officer: Bryan Friedman
"Bryan was Amazing! I had tried many different paths to get my first home, all leading me down frustrating and disappointing dead ends. By everything changed once I began working with Bryan, I made an offer on the very first place I saw once I was connected with him, and it became my dream home!!! This was mostly due to all the tireless, behind the scenes work in that Bryan and the Teacher Next Door Team did for me. I was very anxious throughout the whole process. Luckily, Bryan’s calm energy and voice of reason kept me sane. He was always available to answer my questions. And patiently took time to explain each step in detail. I felt total trust in him and knew that he had my best interest at heart. Boy did it pay off. Now I’m a first time homeowner and I couldn’t be more thrilled. Thank you, Bryan!”Jessica Oppenheim Walnut Creek, CA
Congratulations to Joaquin Cadavid, on your beautiful new home in California! Thank you for the 5-star review! We were excited to be part of your journey!
Joaquin is a government employee in the Redlands area, and was able to take advantage of the Public Servant Next Door grants and benefits. Here is what he to say about his experience with the program.
Such a Pleasure!
Public Servant Next Door Realtor: Steven Williams, Jr. Public Servant Next Door Loan Officer: Will Preecs
"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience. ” Joaquin Cadavid Redlands, CA
Certified Online Reviews
Most Recent Certified Buyer Reviews
Easy and Simple! Teacher Next Door Realtor: Michael HartmanTeacher Next Door Loan Officer: Laura Rodriguez "Laura was awesome! Super kind and helpful with excellent communication. She made the process feel easy and simple." Richard TerryKent, WA Teacher Next Door Review 10/05/2022
Always Available! Nurse Door Realtor: Marlin WilliamsNurse Next Door Loan Officer: Dennis Leyton "I’m so lucky to have encountered Dennis, he helped me from the start of my home purchase and was always available to answer any questions or concerns I had. Dennis made me feel comfortable and encouraged me to the end of my home purchase. Many thanks to Dennis and his team!" Susana Vigil La Habra, CA Nurse Next Door Review 10/05/2022
Best Experience! Public Servant Next Door Realtor: Steven Williams, Jr. Public Servant Next Door Loan Officer: Will Preecs "Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience. " Joaquin Cadavid Redlands, CA Public Servant Next Door Review 10/05/2022
Easy! Teacher Next Door Realtor: David Hirschman Teacher Next Door Loan Officer: John Ayala "John, Ben, and Dani were helpful every step of the way. They made the home buying process easy to understand for a first-time buyer." Zachary Schmucker Cincinnati, OH Teacher Next Door Review 10/04/2022
Amazing! Officer Next Door Realtor: Will Catlett Officer Next Door Loan Officer: Jacob Lovato "Jacob and his team were amazing! I enjoyed working with this team! " Nikyah Walker Philadelphia, PA Officer Next Door Review 10/03/2022
More Reviews