Teacher Next Door Blog

Most recent reviews of the Public Servant Next Door National Home Buying Program:


Highly Recommend!


Public Servant Next Door Realtor: Wendy Schaller
Public Servant Next Door Loan Officer: Laura Owens

"Great communication from start to finish. I did the Public Servant Next Door Program and was able to take advantage of several benefits during the home purchase process. Laura, Heather, Jordan and my real estate agent were with me every step of the way. Once I had an offer accepted the escrow and closing process was smooth. Working with this team virtually they were professional, transparent, efficient and were able to make accommodations for buying/relocating from out of state. Thank you for all of your help. I would highly recommend this program to anyone that is eligible.”
Bethani Egui Nakoa
Las Vegas, NV


Helpful!


Public Servant Next Door Realtor: Rachael Conklin
Public Servant  Next Door Loan Officer: Alsia Manny

"Helpful, willing to do extra work to get me the most affordable price”
Sarah Sapp
Broker Arrow, OK



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Posted by Teacher Staff on August 3rd, 2022 4:39 PM

Congratulations to the Hippolyte Family, on your beautiful new home in Florida! Thank you for the 5-star review!  We were excited to be part of your journey!

James and Lisaena were able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.


Grateful!


Teacher Next Door Realtor: Millie Doyle
Teacher Next Door Loan Officer: Paige Lott

"If not for the help of Paige, Heather and the rest of the staff, we would have still been looking for a place to call home. We are so grateful for taking our calls, answering our emails and encouraging us throughout this process. Thank you!”
James Hippolyte
Altamonte Springs, FL




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Posted by Teacher Staff on August 3rd, 2022 4:17 PM

Infographic: Home Ownership Net Worth Comparison
Source: Forbes

Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America.

KEY FACTS

  • Homeowners net worth, on average, is more than 3,600 percent higher than renters. (Source: Forbes)

  • Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.

  • Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University Ohio State University economist.

  • The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.

  • A study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.

A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”


Is Home Ownership Still Affordable?

Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.

In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.

Should I Wait to Buy a Home?

It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”



“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”


The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.

So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.

What Assistance is Available?

Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs. 

GRANTS

Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.

Down Payment Assistance

Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.) 

Examples:

Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.

Summary 

While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.


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Posted by Teacher Staff on August 3rd, 2022 3:44 PM

Congratulations to the Provost Family, on your beautiful new home in Georgia!  Thank you for the 5-star review!  We were excited to be part of your journey!

Elizabeth is a Surgical Tech in the Gainesville area, and Paul is a Federal employee. They were able to take advantage of the Nurse Next Door grants and benefits. Here is what they had to say about their experience with the program.


Above Expectations!


Nurse Next Door Realtor: Allen Richardson
Nurse Next Door Loan Officer: Heather Martin

"Heather was great during the entire transaction. Her follow up and weekly updates were above expectations and I enjoyed working with her.
Paul Provost
Gainesville, GA




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Posted by Teacher Staff on August 3rd, 2022 3:43 PM


Certified Online Reviews

Most Recent Certified Buyer Reviews


Excellent! 


Teacher Next Door Realtor: Bryan Hedges
Teacher Next Door Loan Officer: Matthew Devine


"Matt was excellent to work with. He explained each part of the process along the way." 
Natalia Harrison
Conroe, TX
Teacher Next Door Review 08/03/2022


Smooth Process! 

Teacher Next Door Realtor: Justin Kaminski
Teacher Next Door Loan Officer: Paula Draper


"Paula and her team were great to work with. They made everything seem like a smooth process and had every answer to my questions.
Dane Rogers
Rogers, AR
Teacher Next Door Review 08/03/2022


Beyond Helpful! 


Nurse Next Door Realtor: Jim O'Neil
Nurse Next Door Loan Officer: Will Preecs


"Will was beyond helpful throughout the entire process!
Trenton Beachy
North Canton, OH
Nurse Next Door Review 8/03/2022


Extra Mile! 

Teacher Next Door Realtor: Cory Rupe
Teacher Next Door Loan Officer: Danny Thomas


"Working with this team has been great! I was thoroughly satisfied with my results from beginning to end. They really go the extra mile to make sure everything is a success. Even with me being on the east coast the communication was excellent!
Dominique Henderson
Philadelphia, PA
Teacher Next Door Review 8/02/2022


Really Great! 

Teacher Next Door Realtor: Brittany Edwards
Teacher  Next Door Loan Officer: Paige Lott


"Paige was really great about getting our stuff together quickly and keeping us updated on the process throughout." 
Robert Miles 
Bethlehem, GA
Teacher Next Door Review 8/01/2022


Extremely Smooth Process! 

Nurse Next Door Realtor: Michelle Carstensen
Nurse Next Door Loan Officer: Ricardo Manzo

"Great communication! Extremely smooth process and explained things thoroughly. Thank you, Ricardo and his amazing team ??
Antuan Brown 
Minneapolis, MN
Nurse Next Door Review 8/01/2022


Great Communication! 

Nurse Next Door Realtor: Florence Kilonzo
Nurse Next Door Loan Officer: Danny Thomas


"First time home buyer, and Danny was very helpful during the process! Great communication." 
Sarah Rohla
Lynchburg, VA
Nurse Next Door Review 7/30/2022 



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Posted by Teacher Staff on August 3rd, 2022 2:30 PM

Nurse Next Door Reviews July 2022


Helpful and Responsive!


Nurse Next Door Realtor: Seth Railsback
Nurse Next Door Loan Officer: Brian Cohrt

"Brian was all the things you want – knowledgeable, helpful, responsive, encouraging, but beyond that he was easy to talk to and made sure I understood everything that was presented to me. His team was also very helpful and responsive. The level of care, attention to detail, and professionalism demonstrated by Brian surpassed my expectations. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I received professional and helpful service with my first home purchase and definitely recommend you have him on your side!"
Michaela Leys
Columbia, SC




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Posted by Teacher Staff on July 20th, 2022 2:58 PM

Congratulations Devon and Timothy Pegg on your beautiful new home in North Carolina!  Devon is a nurse in the Moorsville area and was able to take advantage of the Nurse Next Door Program grants and benefits. Thank you for being a nurse!  We are happy to be part of your journey.


Nurse Next Door Reviews




Posted by Teacher Staff on July 20th, 2022 2:51 PM

Most recent reviews of the Public Servant Next Door National Home Buying Program:


Above and Beyond!


Public Servant Next Door Realtor: Musa AbuDayya
Public Servant Next Door Loan Officer: Kendall Grady

"Kendall went above and beyond when assisting my husband and I in the home buying process. He was patient with the many, many, questions that we had, and he was more than willing to help us out at any time of the day. There is no one else we would have wanted to do this process with. We are blown away by his support, communication, insight, and kindness.
Ayin Morales
Omaha, NE


Smooth and Straightforward!


Public Servant Next Door Realtor: Mike Addamo
Public Servant  Next Door Loan Officer: Brian Cohrt

"Buying a home was a challenge but for the most part, the process was very smooth and straightforward. Brian did a great job of being available and explaining things thoroughly. He made sure that we were fully informed before making any decisions--which went above and beyond our expectations. Thank you for all of your help and knowledge, Brian
Jade Meza
San Francisco, CA



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Posted by Teacher Staff on July 20th, 2022 11:32 AM

Most recent reviews of the Officer Next Door National Home Buying Program:


Success!


Officer Next Door Realtor: James Wilkins
Officer Next Door Loan Officer: Brian Cohrt

"Success! I can't thank enough Brian Cohrt who makes all these challenges as simple as possible, His knowledge, advise and negotiation skills are invaluable, I recommend Brian Court especially for the first time home buyers, he makes complicated things simple and gives peace of mind THANK YOU SO MUCH BRIAN COURT!
Addis Tigabu
Silver Springs, MD


Dream Home!


Officer Next Door Realtor: Savannah Manhold
Officer Next Door Loan Officer: Aubri Fallon

"Thank you for helping us achieve our dream home! We really appreciate you!
Emily Muniz
Houston, TX



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Posted by Teacher Staff on July 20th, 2022 11:22 AM


Certified Online Reviews

Most Recent Certified Buyer Reviews


Great Experience! 


Teacher Next Door Realtor: Galheil Dillard
Teacher Next Door Loan Officer: Ricardo Manzo


"We had a great experience with Ricardo and the Teacher Next Door Program. The process went smoothly and quickly, and Ricardo and his team helped us every step of the way. I would highly recommend this program to any first-time home buyers!" 
Emma Keefe
Modesto, CA
Teacher Next Door Review 7/07/2022


Helpful, Responsive! 

Officer Next Door Realtor: Adrianna Gassaway
Officer Next Door Loan Officer: Brain Cohrt


"Brian was all the things you want – knowledgeable, helpful, responsive, encouraging, but beyond that he was easy to talk to and made sure I understood everything that was presented to me. His team was also very helpful and responsive. The level of care, attention to detail, and professionalism demonstrated by Brian surpassed my expectations. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I received professional and helpful service with my first home purchase and definitely recommend you have him on your side!
Michaela McDowell
Columbia, SC
Officer Next Door Review 7/07/2022


Extremely Helpful! 


Teacher Next Door Realtor: Linda Hill
Teacher Next Door Loan Officer: Steven Ehrlich


"Extremely helpful throughout the entire process.
Dustin Folds
Valdosta, GA
Teacher Next Door Review 7/07/2022


Wonderful Team! 

Nurse Next Door Realtor: Wayne Sellers
Nurse Next Door Loan Officer: Tatum McKissack


"Wonderful team I had! My realtor Wayne, loan originator Tatum, along with Francisco and Joshua really made me feel comfortable through the whole process. I know they truly worked hard to make sure I was able to accomplish my goal of homeownership in this tough market. Just want to say Thank you all for all your help!
Nakeisha Martin
Willingboro, NJ
Nurse Next Door Review 7/07/2022


Extremely Thorough! 

Public Servant Next Door Realtor: Mason Ballard
Public Servant Next Door Loan Officer: Aubri Fallon


"Aubri and her team were extremely thorough throughout the entire process! She kept us updated on the status of our loan, answered any questions via text and email ASAP, and offered her assistance whenever possible. She made this process truly enjoyable. We highly recommend Aubri and hear team for your next home purchase." 
Esther Gomez 
San Diego, CA
Public Servant Next Door Review 7/07/2022


Definitely Recommend!

Nurse Next Door Realtor: Labrita Dews
Nurse Next Door Loan Officer: Angel Diaz

"Labrita is awesome at what she does. A little testimony as our home buying process was a lengthy one with many obstacles. Labrita stuck with us throughout the entire process provided knowledge, her expertise, she also provided support. We're very proud of the choice we made and are so very Thankful Labrita Dews took the journey with us. We love our brand new home. I will definitely recommend Labrita
Marsha Davis 
Glenn Heights, TX
Nurse  Next Door Review 7/06/2022


Excellent Service! 

Firefighter Next Door Realtor: Raymond Brophy
Firefighter Next Door Loan Officer: Bryan Friedman


"Bryan and Dani both worked very hard and kept me in the loop as much as they were able in order to make this closing happen. They provided excellent service above and beyond." 
Jon Astin
Galloway, NJ
Firefighter Next Door Review 7/03/2022 



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Posted by Teacher Staff on July 7th, 2022 10:34 AM

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