None of the below information is required to complete the Teacher Next Door Pre-Application and begin the process.  The checklist is an example of the documents that will be requested by our preferred lender, once you are ready to obtain your mortgage loan approval.

The first step is to register and complete the short Pre-Application.  Your personal financial information is not collected at this time.  Once we receive your information, you will be contacted by a Program Specialist to discuss the program and go over any grants and down payment assistance that you may be eligible for.

CLICK HERE to get started.  We look forward to working with you!

Loan Application Checklist

In general, the documentation you will need includes:
Check for application fee  (N/A we have no application fees)

Income & Assets

Pay stubs for the last 30 days.
  For the past two years:

Names and addresses of each employer.

Statements for each bank, mutual fund, and/or investment account for the last three months.
Estimated value of personal property and furniture.
  If you have made any large deposits to your accounts:

Explanation and source for deposit.

If large deposit was a gift:

Signed gift letter (lender can supply).

Copy of gift check.

Copy of deposit receipt.
  If you own more than 25% of a business:

Corporate or partnership tax returns.
  If self-employed:

Tax returns for the last two years (with schedules).

Year-to-Date Profit and Loss Statement prepared by an accountant.
  If you own rental property:

Tax returns for the last two years and current rental agreements.
  If you are retired:

Pension Award Letter.
  If you receive Social Security:

Social Security Award Letter.
  If you are counting child support as income:

Copy of divorce settlement.

Copy of twelve months of cancelled child support checks.


Explanation of credit report anomalies, including:

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA Loans

Copy of DD Form 214, Report of Separation.


Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your Alien Registration card.