Certified Online Reviews
Most Recent Certified Buyer Reviews
Amazing! Teacher Next Door Realtor: Ashleigh CappsTeacher Next Door Loan Officer: Brian Cohrt "Brian was amazing! He made sure to explain every bit of the process and made sure we were getting the best options available. I would recommend Brian to anyone! He was a blessing to have helping us!" Lawrence SimmonsRocky Mount, NC Teacher Next Door Review 3/02/2023
Extremely Helpful! Officer Next Door Realtor: Sonia CassonOfficer Next Door Loan Officer: Kendall Grady "Kendall was extremely helpful and informative. He and his team walked us through every step of the process and were extremely valuable in making our dream of home ownership come true!" Rachel Alexander Fort Pierce, FL Officer Next Door Review 3/02/2023
Smooth! Teacher Next Door Realtor: Dana Latimer Teacher Next Door Loan Officer: Crystal Hoyt "My experience with Crystal was outstanding. She ensured that the entire process went smoothly. Never missed a detail." Timothy Ennis Orlando, FL Teacher Next Door Review 3/02/2023
Easy to Understand! Soldier Next Door Realtor: Monica Henman Soldier Next Door Loan Officer: Bryan Friedman "Bryan was timely with his communication and explained things in a way that was relatable and easy to understand." Travis Tolka Raleigh, NC Soldier Next Door Review 3/02/2023
10 Outta 10! Public Servant Next Door Realtor: Kimberly Bousquet Public Servant Next Door Loan Officer: Crystal Hoyt "Very nice and knowledgeable. 10 outta 10!" Remington Foley Savannah, GA Public Servant Next Door Review 3/02/2023
True Blessing! Nurse Next Door Realtor: Veronica Lewis Nurse Next Door Loan Officer: Laura Owens "Working with Laura was a true blessing. Laura was very knowledgeable. She kept us informed and up to date on all our necessary paperwork and documents. Laura was very patient and if she didn't know the answer, she would find it out." Tawanda Hurley Atlanta, GA, Nurse Next Door Review 3/01/2023
Super Awesome! Nurse Next Door Realtor: Cyndi Ward Nurse Next Door Loan Officer: Marquez Rawls "Marquez Rawls and his entire team were super awesome to work with! We live a few states over from where they are located so it was completely remote. They really do walk you through the entire process and have answers for all questions. They are always extremely friendly and patient. We truly appreciate this team! " Sarah Fahnert Dalhart, TX Nurse Next Door Review 3/01/2023
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Congratulations to the Harris Family, on your beautiful new home in Louisiana! Thank you for the 5-star review! We were excited to be part of your journey!
Richard works in the Shreveport araa, and was able to take advantage of the Next Door Program grants and benefits. Here is what he had to say about his experience with the program.
Focused, Professional, Determined!
Next Door Program Realtor: Charlotte Ducote Next Door Program Loan Officer: Becky Patton
"If I had to describe Becky in 3 words they would be focused, professional and determined! It’s a blessing to have someone that is working on your behalf almost as if they were going to personally live in the house! ”Richard Harris Shreveport, LA
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Most recent reviews of the Soldier Next Door National Home Buying Program:
The Best!
Soldier Next Door Realtor: Lori Noack Soldier Next Door Loan Officer: Terry Burns
"Terry was very pleasant to work with. He was always available when I needed him. He was always willing to answer questions and listen to any concerns I had. My experience with him was the best! I like that he helped me keep track of the process and did everything in his power to help me be in my house before Thanksgiving. Overall, I had a great experience.”Destinee Johnson, VeteranMarion, SC
Realize My Dream!
Soldier Next Door Realtor: Dioul Mitchell Soldier Next Door Loan Officer: Will Preecs
"Thank you Will for making this process easier and assisting me to realize my dream of owning a home. Thanks for all your patience with me, and never tiring of my questions.”Lavitta Covington Peachtree City, GA
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Awesome Experience! Teacher Next Door Realtor: Marcus BaysingerTeacher Next Door Loan Officer: Paula Draper "Awesome experience! As a teacher, I work long hours and cannot take phone calls or respond to emails until after school or later in the evening. Thank you, Paula, Heather, and Jake!" Julie ReidAugusta, KS Teacher Next Door Review 12/13/2022
Extra Mile! Teacher Next Door Realtor: Joseph DixonTeacher Next Door Loan Officer: Paige Lott "Paige was the best. She helped us every step of the way and kept us informed on everything that was going on. She went the extra mile to make sure we were in our new home as we had to be out of our apartment within a short time frame." Lisa Waters Galax, VA Teacher Next Door Review 12/13/2022
Easy to Work With! Teacher Next Door Realtor: Nathan Jones Teacher Next Door Loan Officer: Paula Draper "Great experience as a first time buyer. Paula was easy to work with and always timely to respond." Randy Solansky Albany, OR Teacher Next Door Review 12/12/2022
Congratulations Erica, on your beautiful new home in Georgia! Thank you for the 5-star review! We were excited to be part of your journey!
Erica is a government employee in the Roswell area, and was able to take advantage of the Public Servant Next Door grants and benefits. Here is what she had to say about her experience with the program.
Great Communication!
Public Servant Next Door Realtor: Yolanda Richardson Public Servant Next Door Loan Officer: Drew DiMassa
"Drew communicated very well with us throughout this entire process. Even on weekends, we never had to wait to hear back from him when we had questions.”Erica Freeman-Jones Roswell, GA
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Next Door Programs® is the largest National Home Buying Program in the United States. Grants and down payment assistance are available for teachers, nurses, law enforcement, firefighters, government employees and the military.
Next Door Programs:
Congratulations to the Neenan Family, on your beautiful new home in Massachusetts! Thank you for the 5-star review! We were excited to be part of your journey!
Amy and Eric work in the Beverly area, and were able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Wonderful Program!
Teacher Next Door Realtor: Jesse Mason Teacher Next Door Loan Officer: James Ward
"First time home buying can be extremely intimidating, and we honestly had no clue where to begin. After learning about the Teacher/Nurse Next Door Program we reached out to James and everything was a breeze from there. James and his team broke everything down step by step, and kept us on track in such a timely manner that we were into our new home in just a few short months. We are so incredibly grateful for this wonderful program.”Amy Neegan Beverly, MA
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Infographic: Home Ownership Net Worth ComparisonSource: Forbes
Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America. KEY FACTS
“A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”
Is Home Ownership Still Affordable?
Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.
In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.
Should I Wait to Buy a Home?
It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.
So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.
What Assistance is Available?
Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs.
GRANTS
Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.
Down Payment Assistance
Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.)
Examples:
Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.
Summary
While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.
Congratulations to the Borjas Family, on your beautiful new home in North Carolina! We were excited to be part of your journey! Vita teaches in the Concord area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Incredibly Helpful!
Teacher Next Door Realtor: Tom Semancik Teacher Next Door Loan Officer: Paige Lott
"Paige is incredibly helpful with absolutely every step of the home buying process! Her quickness, kindness, and patience helped move everything along at the pace we needed with full transparency”Vita Borjas Concord, NC
Most recent reviews of the Public Servant Next Door National Home Buying Program:
Great Experience!
Public Servant Next Door Realtor: Nathan Jones Public Servant Next Door Loan Officer: Paula Draper
"Great experience as a first time give buyer. Paula was easy to work with and always timely to respond.”Randy Solansky Charlotte, NC