Teacher Next Door Blog


Certified Online Reviews

Most Recent Certified Buyer Reviews


Amazing! 


Teacher Next Door Realtor: Ashleigh Capps
Teacher Next Door Loan Officer: Brian Cohrt


"Brian was amazing! He made sure to explain every bit of the process and made sure we were getting the best options available. I would recommend Brian to anyone! He was a blessing to have helping us!" 
Lawrence Simmons
Rocky Mount, NC
Teacher Next Door Review 3/02/2023


Extremely Helpful! 

Officer Next Door Realtor: Sonia Casson
Officer Next Door Loan Officer: Kendall Grady


"Kendall was extremely helpful and informative. He and his team walked us through every step of the process and were extremely valuable in making our dream of home ownership come true!
Rachel Alexander
Fort Pierce, FL
Officer Next Door Review 3/02/2023


Smooth! 


Teacher Next Door Realtor: Dana Latimer
Teacher Next Door Loan Officer: Crystal Hoyt


"My experience with Crystal was outstanding. She ensured that the entire process went smoothly. Never missed a detail.
Timothy Ennis
Orlando, FL
Teacher Next Door Review 3/02/2023


Easy to Understand! 

Soldier Next Door Realtor: Monica Henman
Soldier Next Door Loan Officer: Bryan Friedman


"Bryan was timely with his communication and explained things in a way that was relatable and easy to understand.
Travis Tolka
Raleigh, NC
Soldier Next Door Review 3/02/2023


10 Outta 10! 

Public Servant Next Door Realtor: Kimberly Bousquet
Public Servant Next Door Loan Officer: Crystal Hoyt


"Very nice and knowledgeable. 10 outta 10!" 
Remington Foley 
Savannah, GA
Public Servant Next Door Review 3/02/2023


True Blessing! 

Nurse Next Door Realtor: Veronica Lewis
Nurse Next Door Loan Officer: Laura Owens

"Working with Laura was a true blessing. Laura was very knowledgeable. She kept us informed and up to date on all our necessary paperwork and documents. Laura was very patient and if she didn't know the answer, she would find it out.
Tawanda Hurley 
Atlanta, GA,
Nurse Next Door Review 3/01/2023


Super Awesome! 

Nurse Next Door Realtor: Cyndi Ward
Nurse Next Door Loan Officer: Marquez Rawls


"Marquez Rawls and his entire team were super awesome to work with! We live a few states over from where they are located so it was completely remote. They really do walk you through the entire process and have answers for all questions. They are always extremely friendly and patient. We truly appreciate this team! " 
Sarah Fahnert
Dalhart, TX
Nurse Next Door Review 3/01/2023



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Posted by Teacher Staff on February 2nd, 2023 3:52 PM

Congratulations to the Harris Family, on your beautiful new home in Louisiana! Thank you for the 5-star review! We were excited to be part of your journey!

Richard works in the Shreveport araa, and was able to take advantage of the Next Door Program grants and benefits. Here is what he had to say about his experience with the program.


Focused, Professional, Determined!


Next Door Program Realtor: Charlotte Ducote
Next Door Program Loan Officer: Becky Patton

"If I had to describe Becky in 3 words they would be focused, professional and determined! It’s a blessing to have someone that is working on your behalf almost as if they were going to personally live in the house! ”
Richard Harris
Shreveport, LA




More Next Door Program Reviews





Posted by Teacher Staff on December 13th, 2022 3:34 PM

Most recent reviews of the Soldier Next Door National Home Buying Program:


The Best!


Soldier Next Door Realtor: Lori Noack
Soldier Next Door Loan Officer: Terry Burns

"Terry was very pleasant to work with. He was always available when I needed him. He was always willing to answer questions and listen to any concerns I had. My experience with him was the best! I like that he helped me keep track of the process and did everything in his power to help me be in my house before Thanksgiving. Overall, I had a great experience.
Destinee Johnson, Veteran
Marion, SC


Realize My Dream!


Soldier Next Door Realtor: Dioul Mitchell
Soldier Next Door Loan Officer: Will Preecs

"Thank you Will for making this process easier and assisting me to realize my dream of owning a home. Thanks for all your patience with me, and never tiring of my questions.
Lavitta Covington
Peachtree City, GA



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Posted by Teacher Staff on December 13th, 2022 3:23 PM


Certified Online Reviews

Most Recent Certified Buyer Reviews


Awesome Experience! 


Teacher Next Door Realtor: Marcus Baysinger
Teacher Next Door Loan Officer: Paula Draper


"Awesome experience! As a teacher, I work long hours and cannot take phone calls or respond to emails until after school or later in the evening. Thank you, Paula, Heather, and Jake!" 
Julie Reid
Augusta, KS
Teacher Next Door Review 12/13/2022


Extra Mile! 

Teacher Next Door Realtor: Joseph Dixon
Teacher Next Door Loan Officer: Paige Lott


"Paige was the best. She helped us every step of the way and kept us informed on everything that was going on. She went the extra mile to make sure we were in our new home as we had to be out of our apartment within a short time frame.
Lisa Waters
Galax, VA
Teacher Next Door Review 12/13/2022


Easy to Work With! 


Teacher Next Door Realtor: Nathan Jones
Teacher Next Door Loan Officer: Paula Draper


"Great experience as a first time buyer. Paula was easy to work with and always timely to respond.
Randy Solansky
Albany, OR
Teacher Next Door Review 12/12/2022 



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Posted by Teacher Staff on December 13th, 2022 2:51 PM

Congratulations Erica, on your beautiful new home in Georgia! Thank you for the 5-star review! We were excited to be part of your journey!

Erica is a government employee in the Roswell area, and was able to take advantage of the Public Servant Next Door grants and benefits. Here is what she had to say about her experience with the program.


Great Communication!


Public Servant Next Door Realtor: Yolanda Richardson
Public Servant Next Door Loan Officer: Drew DiMassa

"Drew communicated very well with us throughout this entire process. Even on weekends, we never had to wait to hear back from him when we had questions.”
Erica Freeman-Jones
Roswell, GA




More Public Servant Next Door Reviews





Posted by Teacher Staff on December 13th, 2022 2:24 PM


Introduction to Next Door Programs® Video


Next Door Programs® is the largest National Home Buying Program in the United States. Grants and down payment assistance are available for teachers, nurses, law enforcement, firefighters, government employees and the military. 


Next Door Program Reviews



Next Door Programs:

Teacher Next Door

Nurse Next Door

Officer Next Door

Firefighter Next Door

Public Servant Next Door

Soldier Next Door




Posted by Teacher Staff on November 8th, 2022 10:20 AM

Congratulations to the Neenan Family, on your beautiful new home in Massachusetts!  Thank you for the 5-star review!  We were excited to be part of your journey!

Amy and Eric work in the Beverly  area, and were able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.


Wonderful Program!


Teacher Next Door Realtor: Jesse Mason
Teacher Next Door Loan Officer: James Ward

"First time home buying can be extremely intimidating, and we honestly had no clue where to begin. After learning about the Teacher/Nurse Next Door Program we reached out to James and everything was a breeze from there. James and his team broke everything down step by step, and kept us on track in such a timely manner that we were into our new home in just a few short months. We are so incredibly grateful for this wonderful program.”
Amy Neegan
Beverly, MA




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Posted by Teacher Staff on November 8th, 2022 10:19 AM

Infographic: Home Ownership Net Worth Comparison
Source: Forbes

Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America.

KEY FACTS

  • Homeowners net worth, on average, is more than 3,600 percent higher than renters. (Source: Forbes)

  • Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.

  • Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University Ohio State University economist.

  • The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.

  • A study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.

A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”


Is Home Ownership Still Affordable?

Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.

In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.

Should I Wait to Buy a Home?

It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”



“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”


The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.

So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.

What Assistance is Available?

Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs. 

GRANTS

Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.

Down Payment Assistance

Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.) 

Examples:

Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.

Summary 

While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.


Next Door Program Reviews



Next Door Programs:

Teacher Next Door

Nurse Next Door

Officer Next Door

Firefighter Next Door

Public Servant Next Door

Soldier Next Door


Posted by Teacher Staff on November 8th, 2022 10:18 AM

Congratulations to the Borjas Family, on your beautiful new home in North Carolina!  We were excited to be part of your journey!  Vita teaches in the Concord area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.


Incredibly Helpful!


Teacher Next Door Realtor: Tom Semancik
Teacher Next Door Loan Officer: Paige Lott

"Paige is incredibly helpful with absolutely every step of the home buying process! Her quickness, kindness, and patience helped move everything along at the pace we needed with full transparency”
Vita Borjas
Concord, NC




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Posted by Teacher Staff on November 1st, 2022 11:24 AM

Most recent reviews of the Public Servant Next Door National Home Buying Program:


Great Experience!


Public Servant Next Door Realtor: Nathan Jones
Public Servant Next Door Loan Officer: Paula Draper

"Great experience as a first time give buyer. Paula was easy to work with and always timely to respond.”
Randy Solansky
Charlotte, NC


More Public Servant Next Door Reviews





Posted by Teacher Staff on November 1st, 2022 11:20 AM

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