Teacher Next Door Blog

Congratulations to Joaquin Cadavid, on your beautiful new home in California!  Thank you for the 5-star review! We were excited to be part of your journey!

Joaquin is a government employee in the Redlands area, and was able to take advantage of the Public Servant Next Door grants and benefits. Here is what he to say about his experience with the program.


Such a Pleasure!


Public Servant Next Door Realtor: Steven Williams, Jr.
Public Servant Next Door Loan Officer: Will Preecs

"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience.
Joaquin Cadavid
Redlands, CA



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Posted by Teacher Staff on October 5th, 2022 11:58 AM


Certified Online Reviews

Most Recent Certified Buyer Reviews


Easy and Simple! 


Teacher Next Door Realtor: Michael Hartman
Teacher Next Door Loan Officer: Laura Rodriguez


"Laura was awesome! Super kind and helpful with excellent communication. She made the process feel easy and simple." 
Richard Terry
Kent, WA
Teacher Next Door Review 10/05/2022


Always Available! 

Nurse Door Realtor: Marlin Williams
Nurse Next Door Loan Officer: Dennis Leyton


"I’m so lucky to have encountered Dennis, he helped me from the start of my home purchase and was always available to answer any questions or concerns I had. Dennis made me feel comfortable and encouraged me to the end of my home purchase. Many thanks to Dennis and his team!
Susana Vigil
La Habra, CA
Nurse Next Door Review 10/05/2022


Best Experience! 


Public Servant Next Door Realtor: Steven Williams, Jr.
Public Servant Next Door Loan Officer: Will Preecs


"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience.
Joaquin Cadavid
Redlands, CA
Public Servant Next Door Review 10/05/2022


Easy! 

Teacher Next Door Realtor: David Hirschman
Teacher Next Door Loan Officer: John Ayala


"John, Ben, and Dani were helpful every step of the way. They made the home buying process easy to understand for a first-time buyer.
Zachary Schmucker
Cincinnati, OH
Teacher Next Door Review 10/04/2022


Amazing! 

Officer Next Door Realtor: Will Catlett
Officer Next Door Loan Officer: Jacob Lovato


"Jacob and his team were amazing! I enjoyed working with this team! " 
Nikyah Walker 
Philadelphia, PA
Officer Next Door Review 10/03/2022


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Posted by Teacher Staff on October 5th, 2022 11:17 AM

Most recent reviews of the Firefighter Next Door National Home Buying Program:


Thank you!


Firefighter Next Door Realtor: Cindy Korporal
Firefighter Next Door Loan Officer: Brian Cohrt

"Brian was so helpful and easy to contact. He made sure that we were able to close on time and continued to answer our questions afterward. We are first time homeowners, and he was extremely patient with us throughout the whole process! Thank you for getting us into our first home!”
Katy Owens
Loves park, IL


Helpful and Attentive!


Firefighter Next Door Realtor: Natanya Galaz
Firefighter Next Door Loan Officer: Paula Draper

"Paula is very helpful and attentive. She guided us well when it comes to the requirements and number crunching. She’s always ready to answer our questions and explain things we don’t understand. She has been with us every step of the way until we finally bought our first ever home.”
Rhen Bolina
Lodi, CA



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Posted by Teacher Staff on September 5th, 2022 11:37 AM

Congratulations to the Clark Family on your beautiful new home in Saint Petersburg, Florida! Thank you Jean, for being a teacher!  We are happy to be part of your journey.


Teacher Next Door Reviews




Posted by Teacher Staff on September 5th, 2022 11:14 AM

Infographic: Home Ownership Net Worth Comparison
Source: Forbes

Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America.

KEY FACTS

  • Homeowners net worth, on average, is more than 3,600 percent higher than renters. (Source: Forbes)

  • Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.

  • Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University Ohio State University economist.

  • The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.

  • A study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.

A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”


Is Home Ownership Still Affordable?

Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.

In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.

Should I Wait to Buy a Home?

It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”



“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”


The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.

So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.

What Assistance is Available?

Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs. 

GRANTS

Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.

Down Payment Assistance

Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.) 

Examples:

Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.

Summary 

While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.


Next Door Program Reviews



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Nurse Next Door

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Firefighter Next Door

Public Servant Next Door

Soldier Next Door


Posted by Teacher Staff on September 5th, 2022 11:02 AM

Most recent reviews of the Soldier Next Door National Home Buying Program:


Great Advice!


Soldier Next Door Realtor: Nancy Troxell Carnahan
Soldier Next Door Loan Officer: Colleen McQueen

"Nancy is a caring agent that will fight with everything she has to get you the house that you want. Her experience and knowledge make her definitely somebody you want in your corner during the house buying process! Her team is strong, and they get things done. I really appreciate Nancy because in addition to our agent she was a motivator keeping us positive, a counselor giving us great advice, and a protector keeping safe from the difficulties of the home buying process. Nancy is an all-around great person, and it was a privilege working with her to buy my first home. As I told my wife many times, “everyone needs a Nancy in their corner”.”
Christopher Bonnell
Los Angeles, CA


Easy!


Soldier Next Door Realtor: Canaan Heath
Soldier Next Door Loan Officer: Drew DiMassa

"Very easy to work with. Always available to us for our many questions and kept us in the loop.”
Sonja Bryant
Abingdon, VA



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Posted by Teacher Staff on September 5th, 2022 11:00 AM

Nurse Next Door Reviews September 2022


Dream Team!


Nurse Next Door Realtor: Thomas Aukland
Nurse Next Door Loan Officer: Bryan Friedman

"Bryan and his team are amazing! Bryan with Nurse Next Door Program explained in detail the process of finding, buying and closing on my dream home! Bryan and his team, Brandi was very helpful! I was partnered with a top notch realtor! Thomas is knowledgeable and very helpful in finding great suburbs with great schools! Thanks to Stephanie! To making sure all my documents were done in a timely manner. Bryan and his team helped me close on my house a week earlier than scheduled! Can’t thank y’all enough! Bryan and his team (Brandi & Stephanie) were attentive and quick to respond to my calls, texts and emails. I never felt like I was bothering them no matter what time or day it was. My realtor was top notch! I can’t thank y’all enough! I definitely got the dream team!!"
Rachel Longwell
Waterville, OH




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Posted by Teacher Staff on September 3rd, 2022 4:16 PM

Congratulations to the Pelzer Family, on your beautiful new home in Minnesota!  Thank you for the 5-star review! We were excited to be part of your journey!

Chelsea teaches in the Columbia Heights area, and was able to take advantage of the Teacher Next Door grants and benefits.  Here is what they had to say about their experience with the program.


Awesome!


Teacher Next Door Realtor: Michelle Carstensen
Teacher Next Door Loan Officer: Ricardo Manzo

"Ricardo was awesome! He made everything feel easy and moved right along. He made sure to explain everything to us as the process went along and gave us helpful tips along the way.”
Chelsea Pelzer
Columbia Heights, MN




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Posted by Teacher Staff on August 25th, 2022 3:55 PM


Certified Online Reviews

Most Recent Certified Buyer Reviews


Extremely Helpful! 


Teacher Next Door Realtor: Skye White
Teacher Next Door Loan Officer: Kendal Grady


"Kendall was extremely helpful, informative, and patient." 
Joleen Munoz
Las Cruces, NM
Teacher Next Door Review 8/25/2022


Wonderful Experience! 

Public Servant Next Door Realtor: Michael Hartman
Public Servant Next Door Loan Officer: Steven Ehrlich


"I had a wonderful experience working with Steven. He was always responsive, friendly, respectful, and very helpful with all of my questions. The whole process was as smooth as possible! Thanks to the whole team for your help!
Lourdes Guzman Villalve
Seattle, WA
Public Servant Next Door Review 8/25/2022


Amazing! 


Nurse Next Door Realtor: Michelle Martinez
Nurse Next Door Loan Officer: Kendall Grady


"Cannot thank you all enough! Kendall and Darcie were so helpful through starting the process and Dani got us through the final steps smoothly! We have nothing but great things to say about the team! Thank everyone involved for helping us get into an amazing home in our dream location!
Brandon Christy
Irving, TX 
Nurse Next Door Review 8/24/2022


Amazing and Helpful! 

Teacher Next Door Realtor: Alexandra Zielinski
Teacher Next Door Loan Officer: Crystal Hoyt


"Crystal was super amazing and helpful. Anytime we had questions she was able to answer them. She made the house buying process easy and painless for us. We couldn’t be any happier.
Christina and Aron Rose
Crown Point, IN
Teacher Next Door Review 8/23/2022


Great! 

Teacher Next Door Realtor: Brad Beatty
Teacher  Next Door Loan Officer: Tatum McKissack


"Tatum was great to work with." 
Shannon Thomas 
New Port Ritchey
Teacher Next Door Review 8/22/2022


Excellent Service! 

Nurse Next Door Realtor: Stephanie Harris
Nurse Next Door Loan Officer: Laura Owens

"Excellent service! Always communicating and keeping us in the loop as well as answering our calls full of questions. Laura and her team were outstanding!
Ryan Perdew 
Williamsburg, VA
Nurse Next Door Review 8/21/2022


Very Responsive! 

Nurse Next Door Realtor: Thea Holeyfield
Nurse Next Door Loan Officer: Danny Thompson


"Very responsive and pleasant throughout my home buying process" 
Keyana Kelly
Suitland, MD
Nurse Next Door Review 8/20/2022 



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Posted by Teacher Staff on August 25th, 2022 10:59 AM

Most recent reviews of the Public Servant Next Door National Home Buying Program:


Highly Recommend!


Public Servant Next Door Realtor: Wendy Schaller
Public Servant Next Door Loan Officer: Laura Owens

"Great communication from start to finish. I did the Public Servant Next Door Program and was able to take advantage of several benefits during the home purchase process. Laura, Heather, Jordan and my real estate agent were with me every step of the way. Once I had an offer accepted the escrow and closing process was smooth. Working with this team virtually they were professional, transparent, efficient and were able to make accommodations for buying/relocating from out of state. Thank you for all of your help. I would highly recommend this program to anyone that is eligible.”
Bethani Egui Nakoa
Las Vegas, NV


Helpful!


Public Servant Next Door Realtor: Rachael Conklin
Public Servant  Next Door Loan Officer: Alsia Manny

"Helpful, willing to do extra work to get me the most affordable price”
Sarah Sapp
Broker Arrow, OK



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Posted by Teacher Staff on August 3rd, 2022 4:39 PM

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