Teacher Next Door Blog

Congratulations to Albert and Stephanie on your new home in California!  We wish you many happy new memories!  

Special thanks to TND Preferred Realtor Nancy Troxell Carnahan, and TND Program Specialist, Jesse Frankenfield.

Next Door Program Reviews

First Time Home-Owner!

My whole experience was very positive. Jose was quick to respond to any questions I had and helped me understand every step in the process. As a first-time homeowner I was extremely glad that I got to work with the Teacher Next Door Program.
Caitlin Dauby
Granger, IN

Great Program!

Great program! Top-notch communication. Smooth process!
DeeDee Robinson
Orange Park, FL

Dream Come True!

Sean, Thank you so much for working with all the teams and making my dream come true to buy my own home. The whole process would not have occurred without you running interference and running with the ball. You are great and thank you again for all you did and it was a great pleasure working with you. Best regards
Clarine Usher
Metairie, LA

Every Step!

Brian was there every step of the way with both advice and reassure. We couldn't have asked for a better guide.
Donna Williford
West Columbia, SC

Fantastic!

Samantha was fantastic throughout the whole process. She was extremely knowledgeable and helpful, and remained in constant contact with me throughout., including evenings and weekends. I am certainly going to recommend her to anyone that I come across who is in the market for a mortgage. She and Danielle are the absolute best.
Christopher Pringle
Newark, NJ

First Time Home-Owner!

They walked us through the whole process which was great as I am a first-time buyer and had no clue what to do.
Rachel Wood
Mesa, AZ

A Breeze!

Hi, I just wanted to say working with Ryan and April was a breeze. They were very helpful, always willing to answer the phone calls of a nervous first time home buyer!
Gabrielle Pena
Miami, FL

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Congratulations to the Mcclinton family on your beautiful new home!  We hope you enjoy many happy new memories!  Britney is a nurse in the Durham, NC area.  It was our please to work with her and to give back to someone who does so much for others!  

Reviews

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Amazing Experience!

"Working with Samantha was such an amazing Experience!  As a first-time home buyer, saying I was a bit lost was an understatement.  Sam was extremely clear, so I knew exactly what to expect before anything happened.  She made sure I felt comfortable at every point.  Her communication skills were top-notch throughout the entire process.  I could not be happier with my choice.  Samantha killed it!"

Kelsey Chenoweth
Damascus, MD

Above Expectations!

"Brian went above my expectations.  He dealt with all my questions...and I had a lot.  He walked be through the process of buying a home, gave advice, was knowledgeable, patient and helped me even when it was past "business hours" to get things accomplished.  Danielle was also a God send.  I'm so grateful!  I actually have a home now thanks to this team!  Thank you from the bottom of my heart!"

Melissa Melendez
Orlando, FL

American Dream!

"The American dream is to own your own home and I'm so thankful to Sean and his Team for helping make this a reality for me!  They made the process smooth and simple.  They were always available and responsive if I had any questions and were able to work with the unique challenges of my situation.  10/10 would recommend to anyone!

Carissa Hawes
Lexington, KY

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Help is here for Police, Law Enforcement Officers and support staff!

In the past 12 months, Officer Next Door has helped over 20,000 law enforcement professionals and other public service employees, navigate the home buying process.  

If you work in law enforcement, you are eligible for the Officer Next Door National Home Buying Program™.   There is no fee for using the program and the benefits are substantial.

Home Loans: For the mortgage loan, an Officer Next Door Certified Program Specialist will discuss your individual situation and help you determine which home loan program will benefit you the most.  All loan types are available in connection with the Officer Next Door Program, including conventional, FHA, VA and USDA.  In addition, you may qualify for special programs such as Fannie Mae’s HomeReady  or Freddie Mac’s HomePossible or HomeOne programs.

Grants: Housing GRANTS up to $6,000.00 are currently available to law enforcement and support staff.  Depending on the area, these grants may include government grants and/or the Officer Next Door Grant.  Some of the state specific programs may include Arizona Home in Five, Georgia Dream, Florida First and others. 

Down Payment Assistance: Officer Next Door works with over thirty different down payment assistance programs, including national programs such as Chenoa and Unison.  Currently, down payment assistance amounts may be up to $10,681.00, depending on your location and individual circumstance.

First Time Home Buyers: The Officer Next Door Program is not limited to first time home buyers.  However, law enforcement officers and support staff who are first time home buyers may also benefit from Officer Next Door’s First Time Home Buyers Program.

Other Benefits: Law enforcement and support staff may purchase any home on the market through Officer Next Door and there are no 3-year residency requirements.  There are no application or up-front fees and the Simple Docs Program™, available in most states, may reduce or eliminate the need for you to gather many of the verification documents typically associated with a mortgage loan.   

For more information on the Officer Next Door Program you may visit www.OfficerNextDoor.us or www.teachernextdoor.us/Officer-Next-Door.   

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Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination.  So why is home ownership so important?  The following research from multiple sources speak clearly to the importance of home ownership in America:

• Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.
• Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University economist.
• The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.
• A 2014 study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.
• “A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress in 2007. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.

While it’s true that home ownership will not solve every problem, we are proud to do our part to help families across America realize their dream of becoming homeowners. 

Housing GRANTS and down payment assistance is currently available for teachers, school employees, nurses and healthcare workers, law enforcement, firefighters, government employees and military families.  For a complete list of available programs you may visit    www.teachernextdoor.us/Home.Buying.Programs.


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Research contributed by Garrett Helminski.

“We can never thank you enough! You have been so amazing through this process from answering all our questions, to giving us reassurances that we can do this! You NEVER let us down, you were always there, even at 10PM, calling me back to walk me through documents, to listening to my meltdowns. You made this process a breeze, and it was nice to have someone always in our corner!” 

Many Thanks and Blessings!

Always,

The McWherter Family
Paducah, KY 

Tonight we finally got to unlock the door to our new home. We’re so grateful to all of you—especially Skye for showing up at every turn.

I know you all put up with a lot of worry and questions from me. Remember, for many this is a new language. I’m grateful to each of you for answering my questions and guiding the way. (Especially over text, Kendall!)