Help is here for Police, Law Enforcement Officers and support staff!In the past 12 months, Officer Next Door has helped over 20,000 law enforcement professionals and other public service employees, navigate the home buying process. If you work in law enforcement, you are eligible for the Officer Next Door National Home Buying Program™. There is no fee for using the program and the benefits are substantial.
Home Loans: For the mortgage loan, an Officer Next Door Certified Program Specialist will discuss your individual situation and help you determine which home loan program will benefit you the most. All loan types are available in connection with the Officer Next Door Program, including conventional, FHA, VA and USDA. In addition, you may qualify for special programs such as Fannie Mae’s HomeReady or Freddie Mac’s HomePossible or HomeOne programs.
Grants: Housing GRANTS up to $6,000.00 are currently available to law enforcement and support staff. Depending on the area, these grants may include government grants and/or the Officer Next Door Grant. Some of the state specific programs may include Arizona Home in Five, Georgia Dream, Florida First and others.
Down Payment Assistance: Officer Next Door works with over thirty different down payment assistance programs, including national programs such as Chenoa and Unison. Currently, down payment assistance amounts may be up to $10,681.00, depending on your location and individual circumstance.
First Time Home Buyers: The Officer Next Door Program is not limited to first time home buyers. However, law enforcement officers and support staff who are first time home buyers may also benefit from Officer Next Door’s First Time Home Buyers Program.
Other Benefits: Law enforcement and support staff may purchase any home on the market through Officer Next Door and there are no 3-year residency requirements. There are no application or up-front fees and the Simple Docs Program™, available in most states, may reduce or eliminate the need for you to gather many of the verification documents typically associated with a mortgage loan.
For more information on the Officer Next Door Program you may visit www.OfficerNextDoor.us or www.teachernextdoor.us/Officer-Next-Door.
Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America:
While it’s true that home ownership will not solve every problem, we are proud to do our part to help families across America realize their dream of becoming homeowners.
Housing GRANTS and down payment assistance is currently available for teachers, school employees, nurses and healthcare workers, law enforcement, firefighters, government employees and military families. For a complete list of available programs you may visit www.teachernextdoor.us/Home.Buying.Programs.APPLY NOW
Research contributed by Garrett Helminski.
“We can never thank you enough! You have been so amazing through this process from answering all our questions, to giving us reassurances that we can do this! You NEVER let us down, you were always there, even at 10PM, calling me back to walk me through documents, to listening to my meltdowns. You made this process a breeze, and it was nice to have someone always in our corner!”
Many Thanks and Blessings!
The McWherter FamilyPaducah, KY
Tonight we finally got to unlock the door to our new home. We’re so grateful to all of you—especially Skye for showing up at every turn.
I know you all put up with a lot of worry and questions from me. Remember, for many this is a new language. I’m grateful to each of you for answering my questions and guiding the way. (Especially over text, Kendall!)
We will love this home deeply and will send photos once it’s decorated.
Here is what I wrote on Facebook tonight...
Today, we closed on our first home. We had a picnic dinner on our living room. Then David went to middle school orientation(yikes!) for O. The girls and I took Steel on a 2 min walk to the park next to our home. We’ve been there 100s of times. But tonight, as I watched the girls play with friends, the Sandias turn pink, and the sunset, it felt different. It felt like home. Our home...
Thank you for the kind words and congratulations on your new home! Shout out to TND Realtor Skye White and TND Loan Officer / Program Specialists Kendall Grady! David and Jamie Martinez SolisAlbuquerque, NMCongratulations on your new home!For info on GRANTS, down payment assistance and other benefits for first time home buyers visit https://www.teachernextdoor.us/First-Time-Home-Buyer-Program.FAQ'sTeacher Next Door ReviewsAPPLY NOW
Congratulations to new first time home buyer Ashley Fair! We wish you many happy memories in your lovely new home. Special thanks to TND Program Specialists Maria Hickman for helping make dreams come true.For info on GRANTS, down payment assistance and other benefits for first time home buyers visit https://www.teachernextdoor.us/First-Time-Home-Buyer-Program.FAQ'sTeacher Next Door ReviewsAPPLY NOW
Teacher Next Door Realtor: Alison RachiellTeacher Next Door Loan Officer: Kendall Grady
"I can’t stress enough how smooth this process has been. Kendall, David, Alison, and all the other personnel were extremely professional, quick to respond to any questions, and just completely awesome. This experience has been absolutely stress free because of them."Jana EriksonBoulder City, NV
"Jennifer and her team went above and beyond to make sure I got into my new home! I recommend them to anyone who wants a very personalized and wonderful experience in what can be a pretty stressful experience."Jeni GillespieClarksville, TN
"Basem and his whole team were incredible through this entire process! They explained every detail and were extremely thorough with what I needed to do to get into my dream house!
West Creek, NJ
Alicia ScheelOrlando, FL
Teacher Next Door Realtor: Joanne GreenbaumTeacher Next Door Loan Officer: Danielle O'Neil
"Attentive to the process and thorough explanation and follow up!" Top
Teacher Next Door Realtor: Jeff RosaTeacher Next Door Loan Officer: Brandon Childs
"Brandon was extremely helpful walking us through this process."Travis RosaCincinnati, OH
Teacher Next Door Realtor: Officer Next Door Loan Officer: Melissa Gutierrez
"Melissa Gutierrez and Caress Gray were great to work with."Carla HallEdna, TX
Nurse Next Door Realtor: Bridgett RobersonNurse Next Door Loan Officer: Jose Palomar
Teacher Next Door Realtor: Mary Jane Coutz Teacher Next Door Loan Officer: Basem Jaber
Little money out of pocket
Teacher Next Door Realtor: Petra PayneTeacher Next Door Loan Officer: Melissa Gutierrez
Carolyn Fort Worth, TX____________________
___________________?Can't say enough...such a pleasure
Teacher Next Door Realtor: Sharon CaldwellTeacher Next Door Loan Officer: David Butcher
?Excellent support through home buying process
Teacher Next Door Realtor: Kimi ParkerTeacher Next Door Loan Officer: Danielle O'Neil
?In my own home!
Teacher Next Door Realtor: Derek VenemaTeacher Next Door Loan Officer: Sheff Brisbin
?Basem was great!
Teacher Next Door Realtor: Teacher Next Door Loan Officer: Basem Jaber
Teacher Next Door's First Time Home Buyers Program allows buyers the unique opportunity to combine GRANTS and down payment assistance with the other programs we have available, including Fannie Mae's HomeReady, Freddie Mac's HomePossible and HomeOne programs. Down payment assistance programs may include state specific programs such as Arizona Home in Five, Georgia Dream, Florida First and others or may include national programs such as Chenoa and Unison, depending on which has the greater benefit. To be eligible, you must be a teacher or school employee, nurse or healthcare worker, law enforcement, firefighter or government employees. For more information CLICK HERE.