Teacher Next Door Blog


Hear what actual teachers have to say about their experience with the Teacher Next Door Program. Video includes excerpts from interviews with four Teacher Next Door Program buyers and their reviews of the Teacher Next Door Program. 

Up to $18,000 in home buying assistance is available for teachers and other public servants. Use the links below to learn more.

Next Door Program Reviews



Next Door Programs:

Teacher Next Door

Nurse Next Door

Officer Next Door

Firefighter Next Door

Public Servant Next Door

Soldier Next Door



Posted by Teacher Staff on April 23rd, 2024 11:35 AM

Congratulations Marvin, to you and your family on your beautiful new home in Georgia! We are excited to be part of your journey! Thanks so much for sharing your Teacher Next Door home buying experience with us! 


Posted by Teacher Staff on April 16th, 2024 2:23 PM

Most recent reviews of the Officer Next Door National Home Buying Program:


Very Knowledgeable!


Officer Next Door Realtor: Tracie Chicoine
Officer Next Door Loan Officer: Drew DiMessa

"Very knowledgeable! Super helpful with making every step of the process make sense!
Julia Taylor
Mesa, AZ


Great Team!


Officer Next Door Realtor: Tamarah Taylor
Officer Next Door Loan Officer: Drew DiMessa

"Drew and his team were amazing. I loved the open communication. This was my first home buying experience, and I had a great team
Cyntell H.
Lanham, MD



More Officer Next Door Reviews





Posted by Teacher Staff on July 19th, 2023 11:19 AM

Most recent reviews of the Firefighter Next Door National Home Buying Program:


Excellent Experience!


Firefighter Next Door Realtor: Kyle Savage
Firefighter Next Door Loan Officer: Philip Prince

"Excellent experience! As a first time home buyer, it was a very intimidating endeavor, I didn't know where to even start. Some nurse colleagues of mine recommended looking into the Nurse Next Door program and it was the best advice I could have taken. Once I spoke with Philip Prince he took all the anxiety of the new and unknown away. He is very down-to-earth and easy to talk to, he took the time to explain everything, gave me tips on ensuring it was a smooth loan process, and was available and responsive. Kudos to his team as well, Karoline Aung Khin was wonderful in making sure I had all necessary documentation for approval. Thank you Philip and Karoline for making things so easy, that the only stressful part of this process was packing up and moving everything to my new home!!!
April Passetti
Tunkhannock, PA


Great Buying Experience!


Firefighter Next Door Realtor: Troy Thomas
Firefighter Next Door Loan Officer: Drew DiMessa

"Drew was so great during our first ever home buying experience! He answered any and all questions we had promptly. He made sure we understood each part of the buying process and never hesitated to answer. We couldn't have done it without him and his team!
Geralyn Hawkins
Houston, TX



More Firefighter Next Door Reviews





Posted by Teacher Staff on July 19th, 2023 10:57 AM

Infographic: Home Ownership Net Worth Comparison
Source: Forbes

Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America.

KEY FACTS

  • Homeowners net worth, on average, is more than 3,600 percent higher than renters. (Source: Forbes)

  • Children of homeowners are significantly more likely to stay in school until age 17 than children of renters, especially in low-income households, according to a study in the Journal of Urban Economics.

  • Children in home owning families outperform children in renting families in both math and reading achievement tests, even when other factors are the same. These children will have fewer behavioral problems, higher educational attainment and greater future earnings, according to a study by an Ohio State University Ohio State University economist.

  • The graduation rate for children of homeowners is 19 percent higher than for renters, and they are twice as likely to acquire some post secondary education, according to a study in a journal published by the Federal Reserve Bank of New York.

  • A study by the Federal Reserve Bank of Boston of homes with a student about to enter college found that a modest increase in home value for homeowners led to an increase in the child’s earnings later in life, while an increase in a property’s value for renters led to a decrease in the child’s earnings.

A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”


Is Home Ownership Still Affordable?

Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.

In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.

Should I Wait to Buy a Home?

It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”



“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”


The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.

So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.

What Assistance is Available?

Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs. 

GRANTS

Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.

Down Payment Assistance

Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.) 

Examples:

Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.

Summary 

While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.


Next Door Program Reviews



Next Door Programs:

Teacher Next Door

Nurse Next Door

Officer Next Door

Firefighter Next Door

Public Servant Next Door

Soldier Next Door


Posted by Teacher Staff on July 9th, 2023 10:39 AM

Nurse Next Door Reviews July 2023


Wonderful to Work With!


Nurse Next Door Realtor: Eric Torres
Nurse Next Door Loan Officer: Kendall Grady

"Kendall was wonderful to work with. He was patient, kind, and always understanding. He took the time to explain each step of the loan process. We appreciate everything he did to make our dream home a reality."
Rae Portwine

Dallas, TX


Great Experience!


Nurse Next Door Realtor: Kathleen Booker
Nurse Next Door Loan Officer: Bryan Friedman

"It was a great experience working with Bryan and his team. He was very responsive and made the process smooth. Also, he made all the information clear and easy to understand. I would highly recommend him!"
Ada Blanchard

Houston, TX



More Nurse Next Door Reviews





Posted by Teacher Staff on July 8th, 2023 2:14 PM

Congratulations to the Guggino Family, on your beautiful new home in California! Thank you for the 5-star review! We were excited to be part of your journey!

Patrick teaches in the Long Beach area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.


Always Upfront!


Teacher Next Door Realtor: Kelly Hughes
Teacher Next Door Loan Officer: Brian Cohrt

"Brian worked with us from the beginning with the Teacher Next Door program. He was always upfront about anything, good or bad, but would always try to see a way through any issue that arose. He was in constant communication with us about the status of things or if he needed anything. And on top of all of his technical knowledge on how to negotiate the mortgage landscape, he is just an incredibly nice guy.”
Patrick Guggino
Long Beach, CA




More Teacher Next Door Reviews





Posted by Teacher Staff on June 1st, 2023 10:12 AM

Congratulations to the Lattimore Family on your beautiful new home in Georgia!  Thank you for being a teacher!  We are happy to be part of your journey.


Teacher Next Door Reviews




Posted by Teacher Staff on March 21st, 2023 2:34 PM

Most recent reviews of the Firefighter Next Door National Home Buying Program:


Above and Beyond!


Firefighter Next Door Realtor: Rickesha Owens
Firefighter Next Door Loan Officer: Brian Cohrt

"Brian helped walk my through every step of the process and went above and beyond to make sure I understand and he was detailed and thorough. He was caring and put me at ease through the entire process. I would highly recommend him to help you! His communication and support were amazing!!
Josh Ireland
Tipton, IN


Definitely Recommend!


Firefighter Next Door Realtor: Diane Adkins
Firefighter Next Door Loan Officer: Bryan Friedman

"Bryan and his team were great. Everyone was easy to talk to as they understood the emotions, frustration and anxiety that comes with a home buyer, especially for clients like me. The home buying process was challenging to say the least but Bryan was very knowledgeable. He was able to help me and work something out to make my dream home a reality. I was definitely skeptical at first, just because I’m new to all this, but after initially talking to Bryan, he was so confident and nice that I decided to trust my instinct and go with it. Bryan’s confidence gave me the strength to have patience. He’s always so cheerful, hopeful, and supportive when he called and that gives me more reassurance and feel secured. Trust is something that is hard to hand over, but I knew deep down that I trusted Bryan enough to help me through this. I’ve always felt like he was my advocate and I had never once doubted him and his team. Great person to talk to and I would definitely recommend him and his team if chances come up.”
Hanh Nguyen
Jamestown, NC



More Firefighter Next Door Reviews





Posted by Teacher Staff on March 21st, 2023 1:09 PM

Congratulations the Diaz Family, on your beautiful new home in Arizona! Evette works in the Tucson area, and was able to take advantage of the Nurse Next Door Grant and other benefits. Thank you for all you do to help our community!  We are happy to be part of your journey. Here's what they had to say about their experience with the program:


House of Our Dreams!


Nurse Next Door Realtor: Brian Cohrt
Nurse Next Door Loan Officer: Carlos Albelais

"When we started this journey we were fearful and nervous but working with Brian made us feel comfortable and secure with this whole process, letting us ask questions not knowing anything, like how it works, the vocabulary, the market, etc. At times when we felt overwhelmed, he was there to remind us of the big picture at the end. Helped us understand everything we had no idea about this business. We will make sure that our friends who plan to buy a house in the future get in contact with Brian so they have the same experience as us. He made everything easier, even though we only spoke a few handful of times on the phone, I wished we would’ve spoken more since he got us the house of our dreams. We appreciate Brian more than whoever reads this understands, get this man a raise and hope that he keeps being recognized for his achievements. Thank you so much Brian!!!!
Evette Diaz
Tucson, AZ




More Nurse Next Door Reviews





Posted by Teacher Staff on March 21st, 2023 12:36 PM

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