Congratulations to the Guggino Family, on your beautiful new home in California! Thank you for the 5-star review! We were excited to be part of your journey!
Patrick teaches in the Long Beach area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Always Upfront!
Teacher Next Door Realtor: Kelly Hughes Teacher Next Door Loan Officer: Brian Cohrt
"Brian worked with us from the beginning with the Teacher Next Door program. He was always upfront about anything, good or bad, but would always try to see a way through any issue that arose. He was in constant communication with us about the status of things or if he needed anything. And on top of all of his technical knowledge on how to negotiate the mortgage landscape, he is just an incredibly nice guy.”Patrick Guggino Long Beach, CA
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Congratulations to the Lattimore Family on your beautiful new home in Georgia! Thank you for being a teacher! We are happy to be part of your journey.
Teacher Next Door Reviews
Most recent reviews of the Firefighter Next Door National Home Buying Program:
Above and Beyond!
Firefighter Next Door Realtor: Rickesha Owens Firefighter Next Door Loan Officer: Brian Cohrt
"Brian helped walk my through every step of the process and went above and beyond to make sure I understand and he was detailed and thorough. He was caring and put me at ease through the entire process. I would highly recommend him to help you! His communication and support were amazing!! ”Josh Ireland Tipton, IN
Definitely Recommend!
Firefighter Next Door Realtor: Diane Adkins Firefighter Next Door Loan Officer: Bryan Friedman
"Bryan and his team were great. Everyone was easy to talk to as they understood the emotions, frustration and anxiety that comes with a home buyer, especially for clients like me. The home buying process was challenging to say the least but Bryan was very knowledgeable. He was able to help me and work something out to make my dream home a reality. I was definitely skeptical at first, just because I’m new to all this, but after initially talking to Bryan, he was so confident and nice that I decided to trust my instinct and go with it. Bryan’s confidence gave me the strength to have patience. He’s always so cheerful, hopeful, and supportive when he called and that gives me more reassurance and feel secured. Trust is something that is hard to hand over, but I knew deep down that I trusted Bryan enough to help me through this. I’ve always felt like he was my advocate and I had never once doubted him and his team. Great person to talk to and I would definitely recommend him and his team if chances come up.”Hanh Nguyen Jamestown, NC
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Congratulations the Diaz Family, on your beautiful new home in Arizona! Evette works in the Tucson area, and was able to take advantage of the Nurse Next Door Grant and other benefits. Thank you for all you do to help our community! We are happy to be part of your journey. Here's what they had to say about their experience with the program:
House of Our Dreams!
Nurse Next Door Realtor: Brian Cohrt Nurse Next Door Loan Officer: Carlos Albelais
"When we started this journey we were fearful and nervous but working with Brian made us feel comfortable and secure with this whole process, letting us ask questions not knowing anything, like how it works, the vocabulary, the market, etc. At times when we felt overwhelmed, he was there to remind us of the big picture at the end. Helped us understand everything we had no idea about this business. We will make sure that our friends who plan to buy a house in the future get in contact with Brian so they have the same experience as us. He made everything easier, even though we only spoke a few handful of times on the phone, I wished we would’ve spoken more since he got us the house of our dreams. We appreciate Brian more than whoever reads this understands, get this man a raise and hope that he keeps being recognized for his achievements. Thank you so much Brian!!!! ”Evette Diaz Tucson, AZ
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A question we often hear is, "Who qualifies for the Teacher Next Door Program®?" The Teacher Next Door Program® was designed to increase home ownership among teachers and other school employees, support community development and increase access to affordable housing, free from discrimination. It was also designed to be much more inclusive and impose far fewer restrictions, than HUD's Good Neighbor Next Door Program. (Which only includes classroom teachers, police, fireman and EMT's.) Teacher Next Door® currently has grants and down payment assistance available for ALL teachers and school employees. All teachers and school employees includes, but is not limited to, school bus drivers, media specialists, district office staff, district IT professionals, and more. The above list is just an example of those who qualify. You may purchase ANY home on the market through Teacher Next Door®, not just HUD homes. In order to see how much you qualify for, simply click apply now and complete the short pre-application. Your personal financial information is not collected on the pre-app and there is NO CREDIT CHECK. Next Door Programs® is the administrator of several programs, including Teacher Next Door. For a full list of programs available, CLICK HERE.
APPLY NOW
Most recent reviews of the Soldier Next Door National Home Buying Program:
The Best!
Soldier Next Door Realtor: Lori Noack Soldier Next Door Loan Officer: Terry Burns
"Terry was very pleasant to work with. He was always available when I needed him. He was always willing to answer questions and listen to any concerns I had. My experience with him was the best! I like that he helped me keep track of the process and did everything in his power to help me be in my house before Thanksgiving. Overall, I had a great experience.”Destinee Johnson, VeteranMarion, SC
Realize My Dream!
Soldier Next Door Realtor: Dioul Mitchell Soldier Next Door Loan Officer: Will Preecs
"Thank you Will for making this process easier and assisting me to realize my dream of owning a home. Thanks for all your patience with me, and never tiring of my questions.”Lavitta Covington Peachtree City, GA
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Congratulations to the Neenan Family, on your beautiful new home in Massachusetts! Thank you for the 5-star review! We were excited to be part of your journey!
Amy and Eric work in the Beverly area, and were able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Wonderful Program!
Teacher Next Door Realtor: Jesse Mason Teacher Next Door Loan Officer: James Ward
"First time home buying can be extremely intimidating, and we honestly had no clue where to begin. After learning about the Teacher/Nurse Next Door Program we reached out to James and everything was a breeze from there. James and his team broke everything down step by step, and kept us on track in such a timely manner that we were into our new home in just a few short months. We are so incredibly grateful for this wonderful program.”Amy Neegan Beverly, MA
Infographic: Home Ownership Net Worth ComparisonSource: Forbes
Teacher Next Door’s stated mission is to increase home ownership, support community development and increase access to affordable housing, free from discrimination. So why is home ownership so important? The following research from multiple sources speak clearly to the importance of home ownership in America. KEY FACTS
“A safe, decent, affordable home is like a vaccine,” Dr. Megan Sandel of the Boston University School of Medicine testified to Congress. “It literally prevents disease. A safe home can prevent mental health and developmental problems, a decent home may prevent asthma or lead poisoning, and an affordable home can prevent stunted growth and unnecessary hospitalizations.”
Is Home Ownership Still Affordable?
Home prices have risen sharply over the past twelve months, which of course is why owning your own home represents such a good investment. However, despite the recent rise in prices, finding a home that works within your budget may not be as hard as you think.
In recent months, home prices have stabilized in many markets across the U.S., and even though the Federal Reserve has increased its benchmark interest rate, it was adjusted from near an all-time low, to a more typical level. So, mortgage rates today are still at an affordable level for most buyers and are far below some of the double-digit rates of the past.
Should I Wait to Buy a Home?
It may be tempting to want to wait for home prices or interest rates to drop, but that could prove to be a costly mistake. The fed has promised to boost interest rates again. And according to Steve Parks, National Director of Next Door Programs, “Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
“Even though home prices have stabilized, there’s no cliff dive on the horizon. The underlying fundamentals of the market ate still strong.”
The good news is, with the recent change in market conditions, many cash investors, including Zillow, have stopped, or slowed their home buying spree. Inventory has started to increase and there are less instances of purchase offers turning into bidding wars. In fact, Zillow recently announced plans to sell 7,000 homes, and according to Bloomberg, as many as two-thirds were being sold for less than the company paid for them.
So, despite some of the gloomy headlines, there are some tremendous opportunities in this market, and this may be an excellent time to buy. Purchasing a home now, could set you up for success in the future.
What Assistance is Available?
Available in all fifty states and DC, Teacher Next Door and Next Door Programs is the largest national home buying program in the United States, with access to over thirty-five different grant and down payment assistance programs.
GRANTS
Next Door Programs offers grants of up to $8,000.00. Grants never have to be repaid and may be comprised of any combination of state, Federal and privately funded programs.
Down Payment Assistance
Through Next Door Programs, you could qualify for down payment assistance of up to $10,681.00. Like the grants, the down payment assistance programs may be comprised of any combination of state, Federal and privately funded programs. Most down payment assistance programs require some form of repayment, although some state programs may offer a forgivable loan, after a certain period. (Three years in some cases.)
Examples:
Through the program, you may be able to qualify for a state-specific government program, such as Arizona Home in Five, California CalPLUS, Colorado FirstStep, Iowa IFA, Nevada NHD Home is Possible, Ohio Your Choice, Texas 5-Star Advantage or Utah UHC. Next Door Programs also utilizes national programs, such as Chenoa Fund, Home Ready and others. When you apply, a Next Door Certified Program Specialist will help you determine which loan and assistance programs will help you receive the maximum benefits and which programs may be combined.
Summary
While it’s true that home ownership will not solve every problem, home ownership still matters, possibly now more than ever. And with increasing inventory, fewer multiple-offer situations, and a wide variety of home buyer assistance programs, now may be an excellent time to buy. Next Door Programs is proud to help families across the United States realize their dream of becoming homeowners.
Next Door Programs:
Congratulations to the Borjas Family, on your beautiful new home in North Carolina! We were excited to be part of your journey! Vita teaches in the Concord area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Incredibly Helpful!
Teacher Next Door Realtor: Tom Semancik Teacher Next Door Loan Officer: Paige Lott
"Paige is incredibly helpful with absolutely every step of the home buying process! Her quickness, kindness, and patience helped move everything along at the pace we needed with full transparency”Vita Borjas Concord, NC
Congratulations to the Pelzer Family, on your beautiful new home in Minnesota! Thank you for the 5-star review! We were excited to be part of your journey!
Chelsea teaches in the Columbia Heights area, and was able to take advantage of the Teacher Next Door grants and benefits. Here is what they had to say about their experience with the program.
Awesome!
Teacher Next Door Realtor: Michelle Carstensen Teacher Next Door Loan Officer: Ricardo Manzo
"Ricardo was awesome! He made everything feel easy and moved right along. He made sure to explain everything to us as the process went along and gave us helpful tips along the way.”Chelsea Pelzer Columbia Heights, MN