STEP 1: PRE-APPROVAL
Simply click APPLY NOW. You will be able to register for your Teacher Next Door benefits and complete the secure online application provided by Peoples Mortgage, Teacher Next Door's national preferred lender. (License no. NMLS418481) Your Loan Officer will contact you to explain the various programs for which you qualify and answer any questions. You may also begin gathering your personal documents using the application checklist.
STEP 2: FIND THE PERFECT HOME
Once approved, your personal representative from the Teacher Next Door, also a Licensed Realtor, will work directly with you to help you find the perfect home. He or she will explain all of your program options, including bank and HUD owned foreclosures, short sales and (if available) any Good Neighbor Next Door homes in your area. They can provide you with customized lists of homes available and let you tour the inside of the homes you are interested in. Through Teacher Next Door, you may purchase ANY home on the market, not just HUD homes.
STEP 3: SUBMIT THE OFFER
When you find the perfect home, your Teacher Next Door Realtor Partner will negotiate the best possible price while protecting your interest. We represent teachers and their families, not banks or sellers. You will be given the opportunity to inspect the property and order a professional home inspection.
After your offer is accepted, your Realtor Partner and Loan Officer will work together to handle all of the details for you, including financing, inspections, surveys, appraisals, etc. to ensure a smooth closing and a pleasurable buying experience.
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