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At Teacher Next Door, we aim to make navigating HUD programs and FHA mortgage services easier for homeowners and professionals. HUD operates four regional Homeownership Centers (HOCs) to oversee single-family FHA mortgage insuring, ensure quality standards, and facilitate the sale of HUD homes. Each center serves specific geographic areas across the United States. Below is an overview of these centers, their roles, and contact information.
Homeownership Centers (HOCs) are regional offices established by HUD to manage FHA-related services. FHA does not lend money or directly offer mortgage loans. They oversee:
While general inquiries and immediate assistance should be directed to the FHA Resource Center for quick acknowledgment and tracking, specific case-related issues are managed by the appropriate HOC based on geographic location.
The Atlanta HOC serves a diverse region, including the Southeastern United States and the Caribbean. If you are in one of these areas, this is your regional center.
States Covered: Alabama, Florida, Georgia, Kentucky, Illinois, Indiana, Mississippi, North Carolina, South Carolina, Tennessee, and the Caribbean.
Mailing Address:
U.S. Department of Housing and Urban Development
Atlanta Homeownership Center
Martin Luther King Jr. Federal Building (MLK FOB)
77 Forsyth Street SW
Atlanta, GA 30303
The Philadelphia HOC ensures FHA mortgage quality and oversees HUD home sales for much of the Eastern United States.
States Covered: Connecticut, Delaware, District of Columbia, New Hampshire, Maine, Maryland, Massachusetts, Michigan, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia.
Mailing Address:
U.S. Department of Housing and Urban Development
Philadelphia Homeownership Center
801 Market Street
Philadelphia, Pennsylvania 19107
The Denver HOC serves a broad region, including many central and western states, and supports HUD initiatives for these areas.
States Covered: Arkansas, Colorado, Iowa, Kansas, Louisiana, Missouri, Minnesota, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Wisconsin, Wyoming, and Utah.
Mailing Address:
U.S. Department of Housing and Urban Development
Denver Homeownership Center
UMB Plaza Building
1670 Broadway
Denver, CO 80202-4801
The Denver HOC oversees FHA mortgage services and HUD home sales for the westernmost U.S. states and Pacific Islands.
States Covered: Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Washington, American Samoa, Guam, and the Commonwealth of the Northern Marianas.
Mailing Address:
U.S. Department of Housing and Urban Development
Santa Ana Homeownership Center
Santa Ana Federal Building
34 Civic Center Plaza, Room 7015
Santa Ana, CA 92701-4003
If you have questions about Next Door Programs or Good Neighbor Next Door, we are here to help. Contact us today for expert advice and support at info@teachernextdoor.us.