Certified Online Reviews
Most Recent Certified Buyer Reviews
Excellent Experience! Officer Next Door Realtor: Max FreyOfficer Next Door Loan Officer: Greg Milligan "As a first-time homebuyer, I understandably had tons of questions. Gregory, Darcie, Eric and the team were thorough and counseled me through each step. They also talked me through next steps and options. I was totally in the loop with everything happening with my application and approval and knew what to expect. It was an excellent experience!" Mike SmithDallas, TX Officer Next Door Review 12/01/2021
Professional Polite Helpful! Teacher Next Door Realtor: Lucy LawsonTeacher Next Door Loan Officer: Nicolaas VanDerKaaij
"Nicolaas was very professional, polite, and helpful during my home buying process. He was great to check in, and also to make himself available whenever I needed his assistance. I would recommend him to anyone!" Kaley Clayton Sapula, OK Teacher Next Door Review 12/01/2021
Thank you! Soldier Next Door Realtor: Alonso DeRuette Soldier Next Door Loan Officer: Brian Cohrt "We purchased our first home and Brian helped us with every step of the process. He was quick to respond to any of our questions via email. Thank you again Brian!" Grace Lopez Union, NJ Soldier Next Door Review 12/01/2021
Extra Mile! Public Servant Next Door Realtor: Joseph Dixon Public Servant Next Door Loan Officer: Paige Lott "Paige was the best. She helped us every step of the way and kept us informed on everything that was going on. She went the extra mile to make sure we were in our new home as we had to be out of our apartment within a short time frame." Lisa and Ashley Waters Galax, VA, Public Servant Next Door Review 12/01/2021
Absolutely Amazing! Teacher Next Door Realtor: Jolanda ParkerTeacher Next Door Loan Officer: Greg Milligan "Gregory is absolutely amazing!!! Goes above & beyond!!! He made my home buying process as smooth as possible." Jeannette Duggan-Anderson Heartland, TX Teacher Next Door Review 12/01/2021
Awesome! Firefighter Next Door Realtor: Mason Ballard Firefighter Next Door Loan Officer: Sean Baker "Sean was absolutely awesome, he was honest and straightforward and answered all of our questions and our phone calls right away. His whole team was always willing to help." Ana Estrella CSan Diego, CA Firefighter Next Door Review 12/01/2021
Made it Great! Nurse Next Door Realtor: Matthew Fouch Nurse Next Door Loan Officer: Laura Rodriguez "Laura and Justin, Thank you guys so much for all of your hard work! Kaitlyn and I are in the new house, and we Love it! She’s so excited to have her own bathroom…. And she isn’t even a teenager yet lol! It was an exciting and scary process but you guys made it great! Thanks!" Emily DeWitt Reynolds Station, KY Nurse Next Door Review 12/01/2021
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With us every step of the way!"We wanted to give a shout out to Cheri Aumond-McLean for helping us find our dream home here in Tampa, FL. She was with us every step of the way (and I definitely appreciated her quick responses to ALL of my questions). She gets stuff done! Without this program, we would have been at a loss during the whole process. We appreciate the team (Cheri, Jose, Albie, and everyone else behind the scenes) that came together to guide us - we're at a loss of words for how thankful we are!"Danielle Matte, TeacherTampa, FLRead more Certified Buyer ReviewsAPPLY NOW
“We can never thank you enough! You have been so amazing through this process from answering all our questions, to giving us reassurances that we can do this! You NEVER let us down, you were always there, even at 10PM, calling me back to walk me through documents, to listening to my meltdowns. You made this process a breeze, and it was nice to have someone always in our corner!”
Many Thanks and Blessings!
Always,
The McWherter FamilyPaducah, KY
March 18, 2018 - Lakeland, FL Florida high school math teacher and first time home buyer, Wanda Miller, is the latest recipient of the Teacher Next Door housing grant. On Friday, Wanda and her family closed on their new home in Lakeland and received over $5,000 in home buyer assistance through the Teacher Next Door Program.
Often, saving for a down payment is the biggest challenge facing first time home buyers. Teacher Next Door is the largest National Home Buying Program in the U.S. Through this nationwide program, teachers may receive grants, downpayment assistance and other benefits to help them achieve the dream of home ownership. While many program participants are first time home buyers, this is not a prerequisite to participate. The Teacher Next Door Program is not just for classroom teachers. All school employees, including support staff and administration are eligible for the program and receive the same benefits, with the exception of HUD's GoodNeighbor Next Door program, which has additional limitations. Other public servants, such as nurses, law enforcement and firefighters, are included as well. For a complete list, CLICK HERE. For additional detail, you may visit the official website, at www.teachernextdoor.us.APPLY NOW Teacher Next Door Reviews
ByKimberly Dawn NeumannFrom Realtor.comIs it really 2016 already? For those of you who happen to be planning on buying a home in the new year—or even just trying to—there’s a whole lot to celebrate. Why? A variety of financial vectors have dovetailed to make this the perfect storm for home buyers to get out there and make an (winning) offer. Here are six home-buying reasons to be thankful while ringing in the new year:
Reason No. 1: Interest rates are still at record lows
Even though they may creep up at any moment, it’s nonetheless a fact that interest rates on home loans are at historic lows, with a 30-year fixed-rate home loan still hovering around 4%.
“Remember 18.5% in the ’80s?” asks Tom Postilio, a real estate broker with Douglas Elliman Real Estate and a star of HGTV’s “Selling New York.”“It is likely that we’ll never see interest rates this low again. So while prices are high in some markets, the savings in interest payments could easily amount to hundreds of thousands of dollars over the life of the mortgage.”
Reason No. 2: Rents have skyrocketed
Another reason home buyers are lucky is that rents are going up, up, up! (This, on the other hand, is a reason not to be thankful if you’re a renter.) In fact, rents outpaced home values in 20 of the 35 biggest housing markets in 2015. What’s more, according to the 2015 Rent.com Rental Market Report, 88% of property managers raised their rent in the past 12 months, and an 8% hike is predicted for 2016.
“In most metropolitan cities, monthly rent is comparable to that of a monthly mortgage payment, sometimes more,” says Heather Garriock, mortgage agent for The Mortgage Group. “Doesn’t it make more sense to put those monthly chunks of money into your own appreciating asset rather than handing it over to your landlord and saying goodbye to it forever?”
Reason No. 3: Home prices are stabilizing
For the first time in years, prices that have been climbing steadily upward are stabilizing, restoring a level playing field that helps buyers drive a harder bargain with sellers, even in heated markets.
“Local markets vary, but generally we are experiencing a cooling period,” says Postilio. “At this moment, buyers have the opportunity to capitalize on this.”
Reason No. 4: Down payments don’t need to break the bank
Probably the biggest obstacle that prevents renters from becoming homeowners is pulling together a down payment. But today, that chunk of change can be smaller, thanks to a variety of programs to help home buyers. For instance, the new Fannie Mae and Freddie Mac Home Possible Advantage Program allows for a 3% down payment for credit scores as low as 620.
Reason No. 5: Mortgage insurance is a deal, too
If you do decide to put less than 20% down on a home, you are then required to have mortgage insurance (basically in case you default). A workaround to handle this, however, is to take out a loan from the Federal Housing Administration—a government mortgage insurer that backs loans with down payments as low as 3.5% and credit scores as low as 580. The fees are way down from 1.35% to 0.85% of the mortgage balance, meaning your monthly mortgage total will be significantly lower if you fund it this way. In fact, the FHA predicts this 37% annual premium cut will bring 250,000 first-time buyers into the market. Why not be one of them?
Reason No. 6: You’ll reap major tax breaks
Tax laws continue to favor homeowners, so you’re not just buying a place to live—you’re getting a tax break! The biggest one is that unless your home loan is more than $1 million, you can deduct all the monthly interest you are paying on that loan. Homeowners may also deduct certain home-related expenses and home property taxes._____________Teacher Next Door has grants and programs available for: