Teacher Next Door Blog

With us every step of the way!

"We wanted to give a shout out to Cheri Aumond-McLean for helping us find our dream home here in Tampa, FL. She was with us every step of the way (and I definitely appreciated her quick responses to ALL of my questions). She gets stuff done! Without this program, we would have been at a loss during the whole process. We appreciate the team (Cheri, Jose, Albie, and everyone else behind the scenes) that came together to guide us - we're at a loss of words for how thankful we are!"

Danielle Matte, Teacher
Tampa, FL

Read more Certified Buyer Reviews


Posted by Teacher Staff on April 1st, 2019 6:07 PM

“We can never thank you enough! You have been so amazing through this process from answering all our questions, to giving us reassurances that we can do this! You NEVER let us down, you were always there, even at 10PM, calling me back to walk me through documents, to listening to my meltdowns. You made this process a breeze, and it was nice to have someone always in our corner!” 

Many Thanks and Blessings!


The McWherter Family
Paducah, KY 

Read more REVIEWS

Grants and Down Payment Assistance


Posted by Teacher Staff on March 26th, 2019 12:22 PM

March 18, 2018 - Lakeland, FL  Florida high school math teacher and first time home buyer, Wanda Miller, is the latest recipient of the Teacher Next Door housing grant.  On Friday, Wanda and her family closed on their new home in Lakeland and received over $5,000 in home buyer assistance through the Teacher Next Door Program.    


Often, saving for a down payment is the biggest challenge facing first time home buyers.  Teacher Next Door is the largest National Home Buying Program in the U.S. Through this nationwide program, teachers may receive grants, downpayment assistance and other benefits to help them achieve the dream of home ownership.  While many program participants are first time home buyers, this is not a prerequisite to participate.

The Teacher Next Door Program is not just for classroom teachers.  All school employees, including support staff and administration are eligible for the program and receive the same benefits, with the exception of HUD's GoodNeighbor Next Door program, which has additional limitations.

Other public servants, such as nurses, law enforcement and firefighters, are included as well.  For a complete list, CLICK HERE.

For additional detail, you may visit the official website, at www.teachernextdoor.us.


Teacher Next Door Reviews

Posted by Teacher Staff on March 18th, 2019 4:39 PM

Today at Bryan Elementary School in sunny Plant City, Florida, TND Realtor Cheri Aumond-McLean stopped by to deliver 11 boxes of donated school supplies, from our TND SOS Drive. These mid-year supplies are for teachers and students. Our National Director, Steve Parks, was in town for the day to provide the manual labor. ?? Thank you to Principal Tamethea Simmons, Maria Mille and the wonderful staff for your warm welcome. You have a great team! 

Posted by Teacher Staff on February 27th, 2019 1:39 PM

According to a recent Forbes Magazine article, "Why Home Ownership Matters'" The average U.S. homeowner's new worth is an astounding $190,000.00 higher than the average renter.  While local markets vary, the national median home price continues to climb each year, even during recessions.

In addition to building equity and in turn, net worth, there are many other benefits to owning your own home.  Such as:

Tax benefits - mortgage interest and property tax are allowed IRS deductions.

Stabilizing your housing payment - While rent may increase every year, your fixed mortgage housing payment remains the same.  In fact, since most people's income tends to increase, your housing payment may soon be a lower percentage of your monthly budget.    

Greater privacy - Most people enjoy greater privacy when owning a home.

Pride of home ownership - Nothing compares to owning a home and being part of a local community.

One of the biggest challenges facing teachers and other school employees is coming up with a down payment.  Teacher Next Door helps alleviate this problem by offering GRANTS, down payment assistance and other programs.  Current grant amounts are up to $6,000.00 and down payment assistance can be as much as $10,681.00

There has never been a better time in history to purchase a home.  If you would like information on these various programs, click on the appropriate link below.


Teacher Next Door Reviews


First Time Home Buyers

Nurse Next Door

Officer Next Door

Firefighter Next Door

Soldier Next Door

Government Employee Program


Posted by Teacher Staff on February 11th, 2019 4:14 PM
Boston Teacher Next Door Review

Congratulations to new first time home owners Molly O'Neill and Ethan Hoyt of Boston, MA!  

Here's what they had to say about the Teacher Next Door First Time Buyer's program:

I am writing to review our experience buying our first home through the Teacher Next
Door Program.  My partner, Ethan Hoyt, and I had never purchased a home. Because of this, there were a lot of logistics and financing information that we needed to learn. Our loan officer, James Ward, and our realtor, Jesse Mason were extremely patient and helpful with answering all of our questions. Before James, Jesse and Teacher Next Door, we had a loan officer and a real estate agent that were not helpful with educating us on everything we needed to know before making such a large investment. As a result, that first purchase ended up falling through.

The second time around, we so appreciated the expertise of James and Jesse. They both worked tirelessly, often times during non business hours, to ensure that everything would be done in a timely manner. As a result, in July of 2018, we closed on our first home! We are so grateful to begin this new chapter of our lives. We are so grateful to James and Jesse for making this dream come true.

Thanks again,
Molly O'Neil and Ethan Hoyt

For more information on Grants, down payment assistance and Teacher Next Door's First Time Buyer Program, please CLICK HERE 

Posted by Teacher Staff on November 12th, 2018 11:43 AM

Kimberly Dawn Neumann

From Realtor.com

Is it really 2016 already?  For those of you who happen to be planning on buying a home in the new year—or even just trying to—there’s a whole lot to celebrate. Why? A variety of financial vectors have dovetailed to make this the perfect storm for home buyers to get out there and make an (winning) offer. Here are six home-buying reasons to be thankful while ringing in the new year:

Reason No. 1: Interest rates are still at record lows

Even though they may creep up at any moment, it’s nonetheless a fact that interest rates on home loans are at historic lows, with a 30-year fixed-rate home loan still hovering around 4%.

“Remember 18.5% in the ’80s?” asks Tom Postilio, a real estate broker with Douglas Elliman Real Estate and a star of HGTV’s “Selling New York.”“It is likely that we’ll never see interest rates this low again. So while prices are high in some markets, the savings in interest payments could easily amount to hundreds of thousands of dollars over the life of the mortgage.”

Reason No. 2: Rents have skyrocketed

Another reason home buyers are lucky is that rents are going up, up, up! (This, on the other hand, is a reason not to be thankful if you’re a renter.) In fact, rents outpaced home values in 20 of the 35 biggest housing markets in 2015. What’s more, according to the 2015 Rent.com Rental Market Report, 88% of property managers raised their rent in the past 12 months, and an 8% hike is predicted for 2016.

“In most metropolitan cities, monthly rent is comparable to that of a monthly mortgage payment, sometimes more,” says Heather Garriock, mortgage agent for The Mortgage Group. “Doesn’t it make more sense to put those monthly chunks of money into your own appreciating asset rather than handing it over to your landlord and saying goodbye to it forever?”

Reason No. 3: Home prices are stabilizing

For the first time in years, prices that have been climbing steadily upward are stabilizing, restoring a level playing field that helps buyers drive a harder bargain with sellers, even in heated markets.

“Local markets vary, but generally we are experiencing a cooling period,” says Postilio. “At this moment, buyers have the opportunity to capitalize on this.”

Reason No. 4: Down payments don’t need to break the bank

Probably the biggest obstacle that prevents renters from becoming homeowners is pulling together a down payment. But today, that chunk of change can be smaller, thanks to a variety of programs to help home buyers. For instance, the new Fannie Mae and Freddie Mac Home Possible Advantage Program allows for a 3% down payment for credit scores as low as 620.

Reason No. 5: Mortgage insurance is a deal, too

If you do decide to put less than 20% down on a home, you are then required to have mortgage insurance (basically in case you default). A workaround to handle this, however, is to take out a loan from the Federal Housing Administration—a government mortgage insurer that backs loans with down payments as low as 3.5% and credit scores as low as 580. The fees are way down from 1.35% to 0.85% of the mortgage balance, meaning your monthly mortgage total will be significantly lower if you fund it this way. In fact, the FHA predicts this 37% annual premium cut will bring 250,000 first-time buyers into the market. Why not be one of them?

Reason No. 6: You’ll reap major tax breaks

Tax laws continue to favor homeowners, so you’re not just buying a place to live—you’re getting a tax break! The biggest one is that unless your home loan is more than $1 million, you can deduct all the monthly interest you are paying on that loan. Homeowners may also deduct certain home-related expenses and home property taxes.


Teacher Next Door has grants and programs available for:

For information on our home buying grant programs - CLICK HERE

For Good Neighbor Next Door Program info - CLICK HERE

To see what you qualify for - APPLY NOW

Posted by Teacher Staff on January 10th, 2016 12:46 PM


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