"This was my first home, and I cannot believe how lucky I was to have stumbled upon James through the Nurse Next Door program. He made this process so easy, and he went above and beyond every time I needed something. My case was complicated, and I was sure I would have trouble getting a loan, but James and his team got me financing seamlessly so that I could purchase an amazing home. I am so grateful to have had the support of James and all of his amazing connections throughout this process – everyone was extremely knowledgeable and professional. James honestly made me feel like his top priority consistently with the way he worked with me so promptly and with so much attention to detail. I cannot recommend him highly enough to anyone looking to purchase a new home!"
?Looks out for your best interest!
"Being young first-time home buyers and a newly married couple, we were new to the home buying process. As we did our research, we knew it would be a long grueling process but was very excited to get started. We even took a first-time home buying course about six months prior, to help better educate ourselves. Buying a home was one of our major goals we had our minds set to. As we learned about the Teacher Next Door program, we knew it was perfect for us. James Ward is a very kind and knowledgeable person. He’s very easy to talk to and looks out for your best interest, making sure he sees you through the entire process. From our very first conversation we knew he was a hard-working person and he got the ball rolling. We cannot explain how grateful we are from beginning to end. He was always in constant communication with us explaining what we currently would be doing as well as what to expect further down the line. The program makes it so much easier for home buyers as everything you need is within the program. He provided us with a great team who presented ethical and top-notch work. By having the bank, realty company, attorneys, appraiser etc. all working together in his program, things were made so much easier for us as we didn’t have to go out and hire them on our own. With this setup plus the financial assistance that the program provides in the form of credits, the process was made much more cost-effective than if we tried to do it on our own. From visiting houses with our realtor, Greg Anderson (who was excellent) to working with our attorney and closer, we had a great first experience and are very thankful for all that was done with and for us. We are happy to say we have become homeowners, accomplishing our goal. We will be sure to recommend anyone for this program, letting them know the impressive work that was offered. Thank you again!
Kasapyam & Nancy WhiteBoston, MA
Help is here for nurses and healthcare workers buying a home!In the past 12 months, Nurse Next Door has helped over 20,000 nurses, healthcare workers and other public service professionals, navigate the home buying process. If you are a nurse or other professional working in the healthcare industry, you are eligible for the Nurse Next Door National Home Buying Program. There is no fee for using the program and the benefits are substantial.
Home Loans: For the mortgage loan, a Nurse Next Door Certified Program Specialist will discuss your individual situation and help you determine which home loan program will benefit you the most. All loan types are available in connection with the Nurse Next Door Program, including conventional, FHA, VA and USDA. In addition, you may qualify for special programs such as Fannie Mae’s HomeReady or Freddie Mac’s HomePossible or HomeOne programs.
Grants: Housing GRANTS up to $6,000.00 are currently available to nurses and healthcare employees. Depending on the area, these grants may include government grants and/or the Nurse Next Door Grant. Some of the state specific programs may include Arizona Home in Five, Georgia Dream, Florida First and others.
Down Payment Assistance: Nurse Next Door works with over thirty different down payment assistance programs, including national programs such as Chenoa and Unison. Currently, down payment assistance amounts may be up to $10,681.00, depending on your location and individual circumstance.
First Time Home Buyers: The Nurse Next Door Program is not limited to first time home buyers. However, nurses and healthcare employees who are first time home buyers may also benefit from Nurse Next Door’s First Time Home Buyers Program.
Other Benefits: Nurses and healthcare employees may purchase any home on the market through Nurse Next Door and there are no 3-year residency requirements. There are no application or up-front fees and the Simple Docs Program, available in most states, may reduce or eliminate the need for you to gather many of the verification documents typically associated with a mortgage loan.
For more information on the Nurse Next Door Program you may visit www.NurseNextDoorProgram.us or www.teachernextdoor.us/Nurse.